Send your first online transfer this Christmas – it’s fee-free!

New customers enjoy 0€ transfer fee4 and FX improved on their first online transaction to selected countries1 at westernunion.com or via our app.

    Send to

    FX: 1.00 EUR =


    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”.
    Be informed. Be aware. Protect yourself from fraud

    We encrypt your transfers

    We are committed to keeping your data secure

    Ways to send and receive a Christmas gift of money

    Pay the way you like to send money as a Christmas gift

    Bank account

    Credit3 or debit card

    Via Apple Pay® in our app

    Ready to send money?

    Transfer money for Christmas with our app

    Send money virtually anywhere for cash pickup in minutes2.

    Check transfer fees4 and exchange rates in advance.

    Track your money transfer conveniently.

    Save time and make repeat money transfers.

    Learn more

    Rating as of 6 November, 2023.

    Why send money as a Christmas gift?

    Even if you’re far away this Christmas you can be a part of the celebration. Simply, send a Christmas gift of money back home with Western Union online services. It’s fast, reliable, convenient, and available anytime, from anywhere.

    Family sitting at the table playing board games
    Advantages of sending money online with Western Union

    You can count on Western Union to have your Christmas gift for family delivered when and where it’s needed. Send money online and get access to all benefits we offer this Christmas.

    How to send money online for Christmas?


    Sign up or log in to your profile

    Sign up or log in on westernunion.com or our app. It‘s free and all you need is an email address.


    Choose the amount you wish to send

    Put in the amount you wish to send as a Christmas gift. We’ll show you the transfer fee4 for your chosen sum.


    Choose the payment and payout method

    Transfer money with your bank account,  Apple Pay, credit3 or debit card directly to your receiver’s bank account.


    Enter your receiver’s information

    Fill in your receiver’s personal information and the details of their bank account.


    Verify your identity

    If you are sending more than 1000 EUR, we will ask for a photo of your ID card to verify your identity.


    That’s it! Your Christmas gift is on its way

    We’ll take care of the rest. You can track your money transfer and check its status with the Money Transfer Control Number (MTCN).

    Woman checking her cell phone
    How much does it cost to send money as a Christmas gift?

    Your transfer fee4 is calculated based on the amount, destination, payout and payment methods. With Western Union, you can choose whatever suits your budget and what’s convenient for your loved ones to wish a merry Christmas.

    Have questions or need help?

    Contact our Customer Care team or visit our FAQ page for more information.

    Young girl opening Christmas presents with two toddlers
    Donate to spread joy this Christmas

    The Western Union Foundation funds programs for underserved populations across the globe. Working with our partners, we advocate for a world where there is more equal opportunity for all. Help us in this mission by making a donation this Christmas.

    Young girl opening Christmas presents with two toddlers

    1 The 0€ fee offer to new customer doesn’t apply to Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Sweden, Switzerland, United Kingdom, Canada, United States, United Arab Emirates.
    The New customer offer on FX is limited to Bangladesh, Botswana, Burundi, Colombia, Guinea, Indonesia, Madagascar, Mongolia, Rwanda, Sierra Leone, Uganda, Pakistan, India, Kenya, Philippines Ghana and Tanzania to send money to mobile wallet accounts.
    FX improved also for Morocco, Pakistan, Egypt, Ghana, Guinea, Bangladesh Brazil, India, Indonesia, Kenya, Madagascar, Mexico, Rwanda, Thailand, Ukraine, Uganda, United States and Turkey for cash pickup and to send money to bank account.
    FX improved also for Albania, Cambodia, Chile, Costa Rica, DRC, Egypt, Jamaica, Honduras, Lebanon, Mauritius, Nicaragua, Panama, Paraguay, Uruguay, Peru, Romania, Tanzania, Tunisia Vietnam and Trinidad and Tobago for cash pickup.
    FX improved also for Japan, Singapore, Sri Lanka, Poland, United Kingdom, and Nepal to send money to bank account.

    2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See terms for details.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Transfer fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Transfer fees and exchange rates subject to change without notice.