Send money to China from Hong Kong

The best way to transfer money to China from Hong Kong is to use a reliable money transfer service that can deliver your money to your loved ones in the way that suits them best.

When you use Western Union, whether your recipient prefers cash, mobile wallet5 or bank transfer, we can get the money to them in a way that works for them.

The exact time it will take for your money transfer to arrive with a loved one in China can depend on the sending and receiving methods involved.

If you are sending HKD to CNY for cash pickup and send via cash, debit or credit card⁴ or mobile wallet⁵, it can arrive within minutes¹. If a bank transfer is involved as the sending and/or receiving method, it will usually take 1 business day¹.

The best way to ensure your money transfer arrives safely with loved ones in China is to use a reputable money transfer service who are committed to security.

At Western Union, our encryption and fraud prevention efforts help protect all of your money transfers from Hong Kong to China.

Use your existing Western Union login details or if you’re not an existing customer, create a new customer profile with Western Union by registering on either the Western Union website or the Western Union® Mobile app.

1. Select Send Money.
2. Select Mobile wallet as the delivery method.
3. Select a payment method.
4. Select Continue.
5. Complete the Receiver’s information:
6. Select Weixin as Wallet service provider.
7. Select 86 (CN) as Country code.
8. Enter the Wallet mobile number.
9. Select the Purpose of transaction.
10. Select Continue.
11. Enter the card number in the Payment information
12. Select Continue to review.
13. Review your transfer details and click Transfer.

After Western Union receives your payment and sends it to Weixin, you need to notify your receiver about the transfer and remind them to complete first-time verification in 微汇款 (Weihuikuan) mini program. The receiver can install the Weixin mini program, they receive the SMS from Weixin which would take them to this program.

You can send money to anyone who is a Chinese citizen with a Chinese National ID. To receive the transfer, your receiver will need to register on the mini program 微汇款 (Weihuikuan) within the next 48 hours after you sent the transfer. Western Union and Weixin will notify the receiver.

A maximum amount of up to 50,000 CNY. This is subject to the partnering bank’s region restrictions with 微汇款 (Weihuikuan) when transferring to Weixin balance.

You can receive your transfers with Weixin if you meet the following requirements:

• Register for your Weixin account on the Weixin Mobile app.
• Be a Chinese citizen with a National ID card.
• Authorise your bank card or Weixin Wallet Balance in the mini program 微汇款 (Weihuikuan).
• Sign the kinship commitment letter (if you’re receiving money for family support reasons).

You can receive money transfers from Western Union through Weixin. Follow the steps below to make sure that your profile is set up to receive money for the first time.

1. Receive a URL link through SMS initiated by Weixin or your sender after the transfer was sent.
2. Select the link within 48 hours to complete the transfer pickup.
3. Select Weixin Wallet Balance or a bank account linked to Weixin Pay as your delivery method.
4. Complete the authentication process.
5. Sign the service agreement.
6. Sign a kinship commitment letter for supportive document collection when the transfer purpose is family support.
7. Review the transfer status in the Weixin mini program 微汇款 (Weihuikuan).

If you didn’t receive a text message or notification with instructions on how to link your account, follow these steps:

1. Open your Weixin Mobile app.
2. Select the Chats
3. Search for 微汇款 (Weihuikuan).
4. Select 微汇款 (Weihuikuan) mini program in the search results.
5. Choose 我要收款 (I am a recipient)
6. Click 创建名片去收款 (Create my receiving account) to link a bank card or Weixin Wallet Balance.

Transfers can be automatically rejected for the following reasons:

• If you don’t link a valid card or your Weixin Wallet Balance as your receiving account in the 微汇款 (Weihuikuan) mini program within 48 hours of your sender sending the transfer.
• If you’ve reached your receiving limit. Receiving limits apply to all transfers, even if your money is delivered by another transfer service.
• If you’ve exceeded the monthly five transfer limit for family support or salary reasons.
• If your sender doesn’t meet the age requirements. Senders need to be 16–65 years old.
• If you have not submitted the required supporting documents for the transfer within 48 hours of receiving the notice of documents.

Yes. You will be offered an option to cancel the transfer if you are unable to provide the supporting materials required to receive the transaction.