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    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”. X Fee:

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    Be informed. Be aware.

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient money transfer abroad with Western Union

    Ready to send money?

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    Reasons to choose Western Union®

    Cash available in minutes6

    Send money across the world for cash pickup in minutes6.

    Transfer money the trusted way

    Millions trust Western Union to transfer money to 200+ countries and territories.

    Flexible ways to send and receive

    Send to bank accounts, mobile wallets2 or for cash pickup.

    New customer offer

    Send money from 0 EUR transfer fee1 when you use our website or app.

    Choose how to pay for a money transfer

    Use your bank details
    Transfer with Sofort
    Credit3 or debit card
    Via Apple Pay® in our app
    Pay in cash
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    Money transfers and digital banking in one app

    Update your experience with the Western Union Digital Banking app and enjoy international money transfers and digital banking all in one place.

    Send money internationally to more than 200 countries and territories.

    Send money instantly and fee-free* to Western Union Digital Banking users.

    Get appealing interest rates on your savings.

    Bank in multiple currencies**.

    Receive a free Visa Platinum debit card*.

    * Terms and conditions apply.
    ** Applies for Premium membership only.

    Download the Digital Banking app and take advantage of all the perks!

    Upgrade to Western Union Digital Banking*** and unlock extra benefits

    Western Union® app

    Western Union
    Digital Banking app

    • Send money internationally 24/7

    • Choose how you want your receiver to get money: bank account, cash pickup at agent location, Mobile Wallet2, direct to card

    • Track your money transfer and view exchange rates real time

    • Quick repeat money transfers

    • International money transfers + Everyday banking in one place

    • Plan and manage your finances easily with a goal savings account

    • Appealing interest rates

    • Bank in multiple currencies

    • Send money instantly and fee-free4 to Western Union Digital Banking users

    • Receive a free Visa Platinum debit card5

    • Unlock multiple perks from Visa debit card partners

    *** Once you register, your money transfer app account will be closed and details transferred automatically to the Digital Banking app, allowing you to access the same money transfer features and new Digital Banking benefits.

    Frequently asked questions

    How do I make an international money transfer online?

    Simply follow these steps to make an international money transfer online:

    1. Register for a free Western Union online profile or log in if you have one set up already. Get started by clicking ‘Send money’.
    2. Select the country where your loved one is based and enter the send amount.
    3. Choose your loved one’s preferred receiving method – for example, bank account, cash or Mobile Wallet2.
    4. Pick a payment method. Your options can include credit3/debit card, Sofort bank transfer, online bank transfer, cash, and Apple Pay® in our app.
    5. Enter any details we request about you and your receiver, then pay.
    6. Follow your money with the tracking number (MTCN) we provide.

    What do I need to send money with Western Union?

    The exact information you’ll require to send money with Western Union depends on the country and money transfer method. For example, you’ll normally need the full name and address of your receiver to send money for cash pickup, while bank account transfers generally require the bank name and account number. Learn more about the requirements for each individual country we send money to.

    How can I send money abroad without a bank account?

    You can send money abroad without a bank account by paying in cash at a Western Union agent location. Simply follow these steps:

    1. Search for an agent location that is convenient with our finder tool.
    2. Hand in your receiver’s information at the front desk. You’ll also generally require a valid government-issued ID or phone number.
    3. Pay with cash.
    4. Track your money transfer using the tracking number (MTCN) you’re provided with.

    How long does an international money transfer take?

    Money sent for cash pickup at an agent location can be available to your receiver in minutes6. International money transfers made to bank accounts can take longer to complete – potentially a few business days. Check our full list of destinations to see the typical bank account transfer times for each one.

    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    4 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

    5 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until March 31, 2024.

    6 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.