Transfer money to the USA

Make a money transfer to the USA with Western Union. Send online, by app or in person – it’s easy to transfer money from Germany to the USA.


    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”. X Fee:

    Be informed. Be aware. Protect yourself from fraud

    Be informed. Be aware.

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    Choose how to pay for a money transfer

    Quickly make a money transfer on your mobile phone by setting up card payments. Avoid mistakes by simply scanning your credit or debit card using the camera on your device.

    Use your bank details
    Transfer with SOFORT
    Credit1 card transactions
    Apple Pay® in our app
    Pay in cash

    Send money to the USA in a few taps with our app

    Check the latest Western Union currency exchange rates from EUR to USD.

    Track your money transfer in real time with a tracking number (MTCN).

    Save regular receivers’ details for repeat money transfers to the USA.

    Rating as of 26 October, 2023.

    More information on how to send money to the USA from Germany

    Pay online with Sofort

    Pay for a money transfer to the USA with Sofort. Simply select Sofort as your payment method and we’ll redirect you.

    Send money to major banks in the USA

    Set up your money transfer online to send funds straight into a bank account in the USA, all the way from Germany.

    Reasons to choose Western Union

    Committed to security

    Western Union is dedicated to security. Track your encrypted money transfer to the USA with a tracking number (MTCN) for full transparency and added peace of mind.

    Register for free

    Create a profile with Western Union to get started quickly and easily. It’s free to register, so you can start making money transfers right away.

    Send money 24/7

    Online and in-app money transfers to the USA are available at all hours. Move funds to your loved ones in the US online and via our app whenever it suits you.

    Sign up to send money to the USA today

    Quick and easy

    Register online and it won’t take long to start sending money to the USA from Germany.

    Track your money transfer

    Use your unique tracking number (MTCN) and share with your receiver so you can both track your money transfer to the USA.

    Save loved ones’ details

    Need to send money to the USA regularly? Save your receivers’ details for fast future money transfers.

    Frequently asked questions

    How do I send money online to the USA?

    Send money to the USA online or use the Western Union® app. Follow these steps:

    1. Log in or register for a free profile.
    2. Enter the amount to send in euros, which will automatically convert into how many US dollars your receiver will get.
    3. Select to pay by credit1/debit card, Sofort or bank transfer2 – or Apple Pay® via our app – and choose a receiving method.
    4. Fill in information about the person you’re sending money to in the USA – including their name, address and bank account details2.
    5. Verify your identity for any money transfers worth more than 1,000 EUR.
    6. Click ‘Complete’ and use the unique tracking number (MTCN) in the email receipt you’re sent to track your money transfer. Share it with your receiver so they can also track the money and see when it arrives.
    How do I send money to the USA from a Western Union agent location?

    To send money to the USA in person, head to your closest one or start a money transfer via our website or app to lock in your exchange rates and transfer fees2.


    1. Use the Western Union locator tool to find your nearest agent location.
    2. Head there within the next 12 hours with a valid government-issued ID, My WU number or phone number and your receiver’s bank and account information.
    3. Pay for your money transfer to the USA with cash or a credit1/debit card to cover the costs.
    4. Take your receipt and use your unique tracking number (MTCN) printed on it so both you and the receiver can track its progress.
    5. Speak to the agent if you have any questions.


    How do I estimate the cost to transfer money to the USA?

    When you start a money transfer to the USA, we automatically estimate your costs. Start your money transfer to see what you’ll pay – including the current EUR/USD exchange rates, transfer fees2, amount your receiver will get and your money transfer total. There’s no obligation to continue when looking at an estimate either.

    How much money can I send online to the USA?

    You can send up to 50,000 EUR from Germany to the USA with Western Union when you pay by bank transfer and send to a bank account. Limits depend on your payment method, so you can send up to 5,000 EUR with Sofort and 4,000 EUR if you use a credit1/debit card.

    If you want to send money for cash pickup in the USA, you can transfer up to 6,200 EUR. You might need to go through identity verification for orders worth more than 1,000 EUR.

    Still have questions?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

    1 If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.