Send money to Ghana in a few clicks. Create a free profile, log in, and support your loved ones financially, wherever you are.
Send money onlineYou can carry out your entire transaction in person. Simply visit one of our branches in Germany to send money to Ghana.
Find your locationWith the Western Union® app, it’s easy to send money to Ghana. You can pay via bank transfer, SOFORT, Apple Pay®, credit4 or debit card.
Download the appTransfer money directly to your loved ones’ bank account in Ghana.
Send money for cash pickup at any one of our Western Union branches across Ghana, from Accra to Tamale.
You can send money to your loved one’s Mobile Wallet2 wherever they are in Ghana.
Choose the payment method that suits you best to send money to Ghana: debit or credit card4, bank transfer, Apple Pay®, SOFORT or cash.
Follow the progress of your money transfer from Germany to Ghana using your unique tracking number (MTCN).
When you send money from Germany to Ghana with Western Union, your money could reach your loved ones in a few minutes1.
Save time the next time you need to send money to Ghana by registering the details of your recurring recipients.
Register today by entering your details to create your free profile, on our website or via the app.
Our encryption and fraud prevention measures help protect your Western Union money transfers.
You can transfer cash from Germany to over 200 countries and territories via a range of flexible options.
Try the Western Union Digital Banking app and enjoy digital banking and international money transfer all in one place.
Save recipient details to speed up your next money transfer to Ghana.
Send money to Ghana wherever and whenever you want.
Follow the progress of your transfer once it has been sent, by using your unique tracking number (MTCN).
Get a free estimate before shipping
Calculate costs3 before sending money to Ghana with a free estimate. Check the exchange rate3 from EUR to GHS at any time, with no obligation to send.
A range of payment options with Western Union
You can pay for your money transfer as you wish: with SOFORT or Apple Pay® in our application, with a bank transfer, credit4 or debit card, or cash.
Find your money transfers on the History page
Are you missing some information about your beneficiary? No problem. You can put your money transfer on hold, then finalize it from the History page when you’re ready.
Ready to send money to Ghana?
If you’ve read enough about how to transfer money from Germany to Ghana, you can go ahead and transfer money through Western Union quickly and reliably.
Whether it’s a wedding in Takoradi, a birthday in Kumasi, a new business opportunity, or just a chance to show you care, Western Union is always there to help you transfer money from Germany to Ghana online
Here is a step-by-step guide to help you send money online to Ghana:
1.Log in or register with Western Union to set up your personal profile.
2. Set your destination as Ghana and enter the amount you’d like to transfer.
3. Select either cash pickup, Mobile Wallet2 or bank transfer, depending on how your receiver wants to get the money.
4. Choose your payment method from the available options, including credit4/debit card, SOFORT, Apple Pay®, bank transfer or cash.
5. Click ‘Continue’ and enter your receiver’s details as required.
6. Submit your payment details if necessary and your money transfer will be processed. You should also receive a unique tracking number (MTCN) to track your money transfer in real time.
You can send up to EUR €5,000 from Germany to Ghana for cash pickup or directly to a bank account. When sending money via bank transfer, you’ll need to make sure the name on your bank account matches the name on your profile, to avoid your payment being rejected.
If your recipient wants to receive the funds in a Mobile Wallet2 , there is a money transfer limit of EUR €2,2000.
We will need to verify your identity for any money transfers over EUR €1,000.
You can use our price estimator to calculate the cost of your money transfer from Germany to Ghana.
Choose ‘Ghana’ as your destination and enter the amount you’d like to send, then select your receiving and payment methods. It will then generate a total transfer cost estimate, including transfer fees3 and currency exchange rates3.
Western Union has many agent locations across Germany, where you can pay for your money transfer to Ghana. Here’s a breakdown of what you can expect when sending money in person:
1. Find an agent location near you.
2. Head to the counter with your receiver’s details at the ready.
3. You may also be asked for some personal identification. This could be a phone number or government-issued ID.
4. Pay for your money transfer to Ghana in cash or use a credit4/debit card.
5. Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.
Do you have any further questions?
For more on our services, you can visit our FAQs, or simply get in touch. Our customer care team is on hand to help.
1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
2 Funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.
3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.