Enter your destination and the amount you’d like to send. Bank money transfer service availability varies by destination, but you can check this in the ‘Send money’ form.
To send money to a Western Union location for cash pick-up, select ‘Cash.’ To send money to a bank account, select ‘Bank Account’ as the receiving method.
Select ‘Sofort’ or ‘Bank Transfer’ as the payment method to send money for cash pick-up. If you are transferring to a bank account, select ‘Credit1 or Debit Card,’ ‘Sofort’ or ‘Bank Transfer.’
Almost finished! Complete your money transfer. If you want to pay with your bank account, enter your bank details. We’ll email you the confirmation with a Money Transfer Control Number (MTCN), which you can share with your receiver.
Debit or credit1 card
You can pay for your money transfer with a debit or credit1 card issued by a bank in Germany.
You can pay for your money transfer directly from your bank account or using Sofort.
Would you prefer to pay for your money transfer in cash? No problem. You can pay in cash by visiting an agent location nearby.
Situations may change. We get it. So, we make it easy to switch from a cash pick-up to sending money directly into your receiver’s bank account. Follow the necessary steps to update the delivery method. Online updates currently are only available for select countries*.
Select ‘More’ and then choose ‘Update delivery method.’
Enter your receiver’s address and bank account details**.
A receipt will appear showing if your delivery method has been updated.
An international money transfer involves the process of electronically transferring funds abroad, in a specific currency. With Western Union, international money transfers can be sent to loved ones or another person.
International money transfers are typically done on what is known as the SWIFT/BIC network. This network is a secure messaging system used by banks to quickly and securely transmit information. The SWIFT/BIC network includes banks from more than 200 countries.
How much money you can transfer internationally depends on where you are sending money to. If you are sending money from Germany, you can send up to 1,000 € without verifying your identity. Need to send larger amounts? You can send up to 50,000 € with Western Union once you are verified.
You can check the limit per country by clicking send money and selecting your destination.
Money transfer costs vary depending on several factors such as how and where you are sending the funds and how you want to pay for the transaction.
If sending with Western Union, you can and without an obligation to send money later in the ‘Send money’ form.
The time in which funds arrive varies depending on several factors such as how and where you are sending the funds. Some money transfers take just a few minutes3, while some may take several days depending on where the receiver is located and how their bank or credit1 union operates. If you need to get funds to your receiver quickly, they can conveniently pick-up cash at an agent location in minutes3.
At Western Union, your safety is important to us. We are committed to keeping your data and payments secure.
With the Western Union® app, you can make a money transfer to your receiver’s country on the go and from virtually anywhere—no need to fill out a form. Get step by step instructions here:
Western Union supports you so that you can be there for your loved ones. Here’s how to send money in person:
Send money on the go or start a money transfer and pay at an agent location.
Track your money transfer in real time.
Repeat a money transfer quickly to your friends and family.
* Valid only for westernunion.com or Western Union® app transactions sent to India, Pakistan, United States, Philippines, Thailand, and Turkey.
** Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
1 If you are using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.