Western Union money transfers are available to major banks in India. Most transfers arrive in bank accounts in select banks in real time2.
Send money online to bank accounts for 0 NZD fee1 when paying with POLi and for 4 NZD flat fee1 you pay with credit or debit card.
Western Union helps reduce the distance between you and your loved ones by offering you various fast and reliable
ways to send money to them. Our money transfers reach your receiver in real time2, whether you send money to their bank accounts at select banks in India or schedule cash pickups.
Our fees start from 4 NZD1 for both online transfers and cash pickups. Our fee is 0 NZD1 when you pay online from your bank account via POLi.
Real-time transfers are available for UPI money transfers up to 100,000 INR and for amounts less than 200,000 INR sent to receiving banks with IMPS services, including State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank of Baroda. Sums larger than 200,000 INR will arrive the next day by NEFT.
To send a money transfer to a bank account in India, you’ll need to provide us the following information:
Our app takes care of your remittance needs on the go. Download the app to send money 24/7 with just a few taps on your mobile.
Log in with ease.
Save your receiver’s details for faster repeat transfers.
Sync your phone contacts to fill out details quickly.
Check our fees and exchange rates1.
See the status of your transfer at a glance.
Scan your card and pay with a few taps.
The cash is ready for pickup at an agent location in minutes3.
Check transfer fees and exchange rates upfront.
Track transfers with tracking numbers (MTCN).
Firstly, it’s totally safe to check the exchange rates and fees of your transfer upfront. With Western Union you can get an estimate for a money transfer to India for free anytime. No obligation to send money later is required. All you’ll need to do is to fill out the following information:
Mix and match options to see which is the best way to transfer money for you.
1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See terms for details.
3 Please use care when providing bank account information. Funds will be paid into the bank account corresponding to the account number you provide. The receiver's account must be a local currency payout account.
4 Network data valid as of 31 December 2020.