Send money to India from New Zealand

Western Union money transfers are available to major banks in India. Most transfers arrive in bank accounts in select banks in real time².

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Choose how you want to send money to India

Western Union helps reduce the distance between you and your loved ones by offering you various fast and reliable ways to send money to them. Our money transfers reach your receiver in real time², whether you send money to their bank accounts at select banks in India or schedule cash pickups.

Our money transfer fees¹ start from 4NZD for money transfers to a bank account, to mobile wallets or for cash pick up. Our money transfer fee is 1.90 NZD¹ when you pay from your bank account using POLi.

Real-time transfers are available for UPI money transfers up to 100,000 INR and for amounts less than 200,000 INR sent to receiving banks with IMPS services, including State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank of Baroda. Sums larger than 200,000 INR will arrive the next day by NEFT.

Bank account
Send to your receiver’s bank account³ in India.
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Cash pickup
Send to any of our 110,000+ agent locations⁴ in India.
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Pay the way that works for you

Online via POLi with your bank account

Via Apple Pay® in our app

With your credit or debit card

In cash at an agent location

Banks in India that receive Western Union money transfers

To send a money transfer to a bank account in India, you’ll need to provide us the following information:

Your receiver’s account number.
Your receiver’s IFSC code.
Purpose of transfer.

Using Western Union, you can send money to almost 200 banks in India, including the State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank, and Bank Baroda.

Money transfer made easy with the Western Union^® app

Our app takes care of your remittance needs on the go. Download the app to send money 24/7 with just a few taps on your mobile.

Save your receiver’s details for faster repeat transfers.

Sync your phone contacts to fill out details quickly.

Check our fees and exchange rates¹.

See the status of your transfer at a glance.

Scan your card and pay with a few taps.

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Rating as of July 13, 2021

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A few reasons to send money with us

Money in minutes

The cash is ready for pickup at an agent location in minutes².

Transparent fees

Check transfer fees and exchange rates upfront.

Peace of mind

Track transfers with tracking numbers (MTCN).

Get started

Want to check Western Union fees before you send money to India from New Zealand?

Firstly, it’s totally safe to check the exchange rates and fees of your transfer upfront. With Western Union you can get an estimate for a money transfer to India for free anytime. No obligation to send money later is required. All you’ll need to do is to fill out the following information:

Select India as the country you want to transfer money to from New Zealand.
Enter the amount you want to send in NZD to check how much in INR will be received.
Choose how your receiver will get the money.
Choose how you’ll pay for the money transfer (you can do it with your debit or credit card or pay via POLi).
Mix and match options to see which is the best way to transfer money for you.

Need help?

Visit our FAQs or get in touch. Our Customer Care is just a call away.

Dial Toll-free: 0800 005 253

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¹ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

² Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See terms for details.

³ Please use care when providing bank account information. Funds will be paid into the bank account corresponding to the account number you provide. The receiver’s account must be a local currency payout account.

⁴ Network data valid as of 31 December 2020.