Transfer money to India

Q: How do I send money to India from a Western Union agent location?

Western Union has more than 5,000 agent locations 1 across Germany, where you can pay for your money transfer to India. Here’s a breakdown of what you can expect when sending money in person: Find an agent location near you. Head to the counter with your receiver’s details at the ready. You may also be asked for some personal identification. This could be a phone number, My WU SM number or government-issued ID. Pay for your money transfer to India in cash or use a credit 3 /debit card. Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.

Transfer money to India online or in person with Western Union. Whether you’re looking to gift money to a friend or support a relative, we can help you send money to India today.

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Convenient ways to send and receive money

You can send money online to bank accounts in India or for cash pickup. Ask your receiver what’s most convenient for them.

Ways to send money to India

Ways to receive money in India

Send money online
Log in to your Western Union profile to start your online money transfer from Germany to India. If you don’t have a profile, you can register today to get started.
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Send with our app
Transfer money on the go – anywhere, anytime – with the Western Union^® app. Download the app to send money to India online or start on the app and pay at an agent location.
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Pay in person
Western Union has more than 5,000 agent locations¹ in Germany. Find your nearest one to send money to India in person for cash pickup in minutes².
Find an agent location

Bank transfer
Transfer money to a wide range of banks in India, from the Union Bank of India to the Punjab National Bank, using the Unified Payments Interface (UPI).
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Cash pickup
With more than 113,000 agent locations¹ across India, Western Union makes it easy for your receiver to collect their cash in Mumbai, Kolkata, New Delhi and more.
Find agent locations in India

Choose how to transfer money to India

Use your bank details

Transfer with Klarna

Credit³/debit card transactions

Pay in cash

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Send money to India in a few taps with our app

Start your money transfer to India on the app from almost anywhere.

Save your loved ones’ details to speed up future money transfers.

Get rewarded when you send money with exclusive deals from WUSM Shop.

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Rating as of 15 December 2022.

More information on how to send money to India from Germany

Receiver’s details
The details you’ll need vary depending on your money transfer method, but generally you’ll require the receiver’s full name, location and bank account number or UPI ID.
Get estimates
Find out how much your money transfer to India might cost with our integrated price estimator. It will give you a total estimated cost, including any currency exchange rates and transfer fees⁴.
Begin a money transfer
Schedule future money transfers
Make sure you never miss a special occasion or payment deadline. Schedule any regular money transfers to India on the app or online.
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Reasons to choose Western Union

It’s quick and easy to transfer money to India. Fund your transfer by credit³ or debit card, bank transfer or cash.

Register for free

It’s free to get started with Western Union. Register to create a profile and transfer money online today.

International reach

Transfer money from Germany to more than 200 countries and territories, including India.

Rely on us

With more than 150 years’ experience in sending money, Western Union is here to help you support your loved ones.

Pay the way you like

Choose a payment method to suit your needs, including bank transfer, Klarna, credit³/debit card or cash in person.

Sign up to send money to India today

Save receivers’ details

Track your money transfer

Track your money transfer to India in real time using your unique tracking number (MTCN).

Get exclusive rewards

Join our My WU^SMprogramme to earn points and rewards with every money transfer. Plus, get access to exclusive cashback offers on WU^SM Shop.

Send again quickly

Simply log in to your profile to resend to the same people again and again.

Frequently asked questions

How much money can I send online to India?

You can send up to EUR €50,000 to India from Germany using UPI bank transfers with Western Union. You’ll need to make sure the name on your bank account matches the name on your profile, to avoid your payment being rejected.

Credit³ and debit cards can be used to pay for money transfers of up to EUR €4,000, while Klarna transfers have a maximum limit of EUR €5,000.

If your receiver would like to collect their funds in cash at a nearby agent location, there is a money transfer limit of EUR €2,500. We will need to verify your identity for any money transfers over EUR €1,000.

How do I send money online to India?

Here is a step-by-step guide to help you send money online to India:

Log in or register with Western Union to set up your personal profile.
Set your destination as India and enter the amount you’d like to transfer – up to EUR €50,000.
Select either cash pickup or bank transfer, depending on how your receiver wants to get the money.
Choose your payment method from the available options, including credit³/debit card, Klarna, bank transfer or cash.
Click ‘Continue’ and enter your receiver’s details as required.
Submit your payment details if necessary and your money transfer will be processed. You should also receive a unique tracking number (MTCN) to track your money transfer in real time.

How do I send money to India from a Western Union agent location?

Western Union has more than 5,000 agent locations¹ across Germany, where you can pay for your money transfer to India. Here’s a breakdown of what you can expect when sending money in person:

Find an agent location near you.
Head to the counter with your receiver’s details at the ready.
You may also be asked for some personal identification. This could be a phone number, My WU^SM number or government-issued ID.
Pay for your money transfer to India in cash or use a credit³/debit card.
Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.

How do I estimate the cost to transfer money to India?

You can use our price estimator to calculate the cost of your money transfer from Germany to India. Choose ‘India’ as your destination and enter the amount you’d like to send, then select your receiving and payment methods. It will then generate a total transfer cost estimate, including transfer fees⁴ and currency exchange rates.

Still have questions or need help?

Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

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¹ Agent location count valid as of 31 December 2021.

² Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

³ If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

⁴ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.