Transfer money to India

Transfer money to India online or in person with Western Union. Whether you’re looking to gift money to a friend or support a relative, we can help you send money to India today.

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    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”.
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    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    You can send money online to bank accounts in India or for cash pickup. Ask your receiver what’s most convenient for them.

    Choose how to transfer money to India

    Use your bank details

    Transfer with SOFORT

    Credit2/debit card transactions

    Pay in cash

    Ready to send money?

    Send money to India in a few taps with our app

    Start your money transfer to India on the app from almost anywhere.

    Save your loved ones’ details to speed up future money transfers.

    Learn more

    Rating as of 26 October, 2023.


    More information on how to send money to India from Germany

    Reasons to choose Western Union

    It’s quick and easy to transfer money to India. Fund your transfer by credit2 or debit card, bank transfer or cash.

    Register for free

    It’s free to get started with Western Union. Register to create a profile and transfer money online today.

    International reach

    Transfer money from Germany to more than 200 countries and territories, including India.

    Rely on us

    With more than 150 years’ experience in sending money, Western Union is here to help you support your loved ones.

    Pay the way you like

    Choose a payment method to suit your needs, including bank transfer, Sofort, credit2/debit card or cash in person.

    Sign up to send money to India today

    Save receivers’ details

    Register with Western Union to save your friends’ and family members’ details for a smoother process.

    Track your money transfer

    Track your money transfer to India in real time using your unique tracking number (MTCN).

    Send again quickly

    Simply log in to your profile to resend to the same people again and again.

    Frequently asked questions

    How much money can I send online to India?

    You can send up to EUR €50,000 to India from Germany using UPI bank transfers with Western Union. You’ll need to make sure the name on your bank account matches the name on your profile, to avoid your payment being rejected.

    Credit2 and debit cards can be used to pay for money transfers of up to EUR €4,000, while Sofort transfers have a maximum limit of EUR €5,000.

    If your receiver would like to collect their funds in cash at a nearby agent location, there is a money transfer limit of EUR €2,500. We will need to verify your identity for any money transfers over EUR €1,000.

    How do I send money online to India?

    Here is a step-by-step guide to help you send money online to India:

    1. Log in or register with Western Union to set up your personal profile.
    2. Set your destination as India and enter the amount you’d like to transfer – up to EUR €50,000.
    3. Select either cash pickup or bank transfer, depending on how your receiver wants to get the money.
    4. Choose your payment method from the available options, including credit2/debit card, Sofort, bank transfer or cash.
    5. Click ‘Continue’ and enter your receiver’s details as required.
    6. Submit your payment details if necessary and your money transfer will be processed. You should also receive a unique tracking number (MTCN) to track your money transfer in real time.
    How do I send money to India from a Western Union agent location?

    Western Union has agent locations across Germany, where you can pay for your money transfer to India. Here’s a breakdown of what you can expect when sending money in person:

    1. Find an agent location near you.
    2. Head to the counter with your receiver’s details at the ready.
    3. You may also be asked for some personal identification. This could be a phone number, My WU number or government-issued ID.
    4. Pay for your money transfer to India in cash or use a credit2/debit card.
    5. Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.
    How do I estimate the cost to transfer money to India?

    You can use our price estimator to calculate the cost of your money transfer from Germany to India. Choose ‘India’ as your destination and enter the amount you’d like to send, then select your receiving and payment methods. It will then generate a total transfer cost estimate, including transfer fees3 and currency exchange rates.

    Still have questions or need help?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.