Sign up today and get:
Free Visa Platinum debit card and Free bank account.

Introducing the new Western Union Digital Banking app.
Digital banking and international money transfer all in one place.
Low fees. High interest rates.

Refer a friend and you will earn a 10€ bonus1!

Refer a friend and you will earn a 10€ bonus1!

Banking in multiple currencies with up to 3% interest2 on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 € transfer fee3.

Free Visa Platinum debit card4.

1 free month5 for subscription services from selected vendors.

How to get started?

  1. Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

  1. Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

  1. Once your Western Union Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

  1. All these benefits are available in a single Western Union Digital Banking app.
    Find the FAQ’s here.

Get Free card and a Bonus for using it

We will send you a free Visa Platinum debit card4 so you can expand your ways to spend. Use it for in-store or online purchases to receive up to 150 EUR bonus6. Deposit 1200 EUR monthly and spend 600 EUR monthly during 6 months after registration to receive the bonus.

Get Free card and a Bonus for using it

We will send you a free Visa Platinum debit card4 so you can expand your ways to spend. Use it for in-store or online purchases to receive up to 150 EUR bonus6. Deposit 1200 EUR monthly and spend 600 EUR monthly during 6 months after registration to receive the bonus.

Digital banking designed for your needs
  • Standard
    Premium (3,99 € a month)
  • NEW! Refer a friend and you will earn a 10 € bonus1 after their first purchase with Digital Banking card or international money transfer worth at least 10 €.
    NEW! Refer a friend and you will earn a 10 € bonus1 after their first purchase with Digital Banking card or international money transfer worth at least 10 €.
    All Standard Western Union Digital Banking features
    All Standard Western Union Digital Banking features
  • Free current bank account
    Free current bank account
    + Up to 5 additional currency accounts
    + Up to 5 additional currency accounts
  • Free “My Saved Money” account
    Free “My Saved Money” account
    + Up to 4 additional goal saving accounts
    + Up to 4 additional goal saving accounts
  • Send and receive money directly from your account
    Send and receive money directly from your account
    NEW! 3% interest2 on “My Saved Money” balances up to 3.000 €
    NEW! 3% interest2 on “My Saved Money” balances up to 3.000 €
  • Fee3 free transfer to other Western Union Digital Banking account holders
    Fee3 free transfer to other Western Union Digital Banking account holders
    + Free Visa Platinum debit card renewal once a year
    + Free Visa Platinum debit card renewal once a year
  • Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Western Union Digital Banking account holders
    + Preferential exchange rates on card transactions
    + Preferential exchange rates on card transactions
  • Free Visa Platinum debit card4
    Free Visa Platinum debit card4
  • NEW! 1% interest2 on “My Saved Money” balances up to 3.000 €
    NEW! 1% interest2 on “My Saved Money” balances up to 3.000 €
  • Access to Visa Platinum services
    Access to Visa Platinum services
  • Free3 domestic bank transfers
    Free3 domestic bank transfers
  • Free automatic payments (direct debit)
    Free automatic payments (direct debit)
  • Access to WUSM Shop
    Access to WUSM Shop
  • Earn My WUSM points for every money transfer
    Earn My WUSM points for every money transfer
  • 24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
Download the app and open your Western Union Digital Banking account today

1 10 EUR Referral bonus will be credited to the customer’s account only if the referred person is a new Western Union Digital Banking customer and completes a purchase using the debit card or a Western Union money transfer of 10 EUR or more. Bonus may take up to 40 days from when it is earned to be credited to customer account. Limited to one bonus per one person referred and up to 10 referrals per customer (per campaign). Limited time offer valid during the promotion period until 31st of March 2023.

2 Earn interest on balances in “My Saved Money” account up to 3,000 €. 3% interest on balances in the account for premium customers and 1% interest for standard customers. Limited time offer valid until 31st of March 2023.

3 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

4  Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until  31.03.2023.

5 Customer must make 3 consecutive monthly subscription payments using their Western Union Digital Banking Debit card to get the third one rebated. Customers are eligible to receive rebates on up to three monthly subscription services, each rebate not to exceed 25 EUR value. Eligible monthly subscription services include Netflix, HBO, HBO Go, Amazon Prime Video, Apple TV, Apple Music, Disney+, Paramount+, Youtube music, Youtube TV, Magenta TV, Sky, Joyn, Spotify, Amazon Prime Music. Offer valid for customers that make their first payment before 28.02.2023.

6 In order to avail themselves to this promotion, customer is required to do the following:
(1) open a Western Union Digital Bank account between 1st of January 2023 and 31st of March 2023, and
(2) deposit a combined total of 1200 EUR each month to their Western Union Digital Banking account for the 6 months following account activation, and
(3) spend a combined total of 600 EUR each month using their Visa Platinum debit card for the 6 months following account activation.
The customer is required to complete (2) and (3) until 31st of October, 2023.

Deposit methods included in the promotion are bank transfers, funding with a credit or debit card, redirecting an MTCN to the account and Cash at an agent location. Excludes money movements between Western Union Digital Banking customers or within a Western Union Digital Banking account. The purchases must be made in retail or e-commerce stores, and do not include account funding transactions, cash withdrawals or transactions for payments, currency exchange and money transfers.

Bonus may take up to 40 days from when it is earned to be credited to customer account. Maximum sign-up bonus per customer is 150 EUR.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/de/en/wuplus/frequently-asked-questions.html.