Western Union Digital Banking
Send money to more than 200 countries and territories

Download the Western Union Digital Banking app and enjoy fee-free3 money transfers between users, a free bank account, savings account and other perks.

6% interest savings account!

Open a digital bank account and receive up to 6% interest1 on your savings.

6% interest savings account!

Open a digital bank account and receive up to 6% interest1 on your savings.

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 € transfer fee3.

Free Visa Platinum debit card4.

Up to 100 000 € deposit is secured by the Austrian Deposit Protection Scheme

How to get started?

  1. Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

  1. Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

  1. Once your Western Union Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

  1. All these benefits are available in a single Western Union Digital Banking app.
    Find the FAQ’s here.

Earn a 150 € bonus5 just for using the Digital Banking app!

Earn a 150 € bonus5 just for using the Digital Banking app!

Digital banking designed for your needs
  • Standard
    Premium (3,99 € a month)
  • Up to 5 additional currency accounts
    Up to 5 additional currency accounts
  • Up to 4 additional goal saving accounts
    Up to 4 additional goal saving accounts
  • Free Visa Platinum debit card renewals
    Free Visa Platinum debit card renewals
  • Preferential exchange rates on card transactions
    Preferential exchange rates on card transactions
  • NEW! Refer a friend and earn a 20 € bonus2 
    NEW! Refer a friend and earn a 20 € bonus2 
    NEW! Refer a friend and earn a 20 € bonus2 
    NEW! Refer a friend and earn a 20 € bonus2 
  • NEW! 3% interest1 on saving account balances up to 3000 €
    NEW! 3% interest1 on saving account balances up to 3000 €
    NEW! 6% interest1 on saving account balances up to 10.000 €
    NEW! 6% interest1 on saving account balances up to 10.000 €
  • Free current bank account
    Free current bank account
    Free current bank account
    Free current bank account
  • Free savings account
    Free savings account
    Free savings account
    Free savings account
  • Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
  • Transfer-fee free3 transfer to other Western Union Digital Banking account holders
    Transfer-fee free3 transfer to other Western Union Digital Banking account holders
    Transfer-fee free3 transfers between Digital Banking users
    Transfer-fee free3 transfers between Digital Banking users
  • Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
  • Free Visa Platinum debit card4
    Free Visa Platinum debit card4
    Free Visa Platinum debit card4
    Free Visa Platinum debit card4
  • Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
  • Free3 domestic bank transfers
    Free3 domestic bank transfers
    Free3 domestic bank transfers
    Free3 domestic bank transfers
  • Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
  • Access to WU Shop
    Access to WU Shop
    Access to WU Shop
    Access to WU Shop
  • Earn My WU points for every money transfer
    Earn My WU points for every money transfer
    Earn My WU points for every money transfer
    Earn My WU points for every money transfer
  • 24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card

Apple_pay-Digital-bank

Now use your Digital Banking card with Apple Pay!

Add your Visa Platinum debit card to Apple Wallet and enjoy the easy, secure, and private way to pay.

Convenience
Pay contactless in stores or with a touch of your finger online.

Privacy
Your transaction data can never be tied back to you.

Security
Your card number is never stored on your device or on Apple Servers.

Compatibility
Available on iPhone, Apple Watch, iPad, and Mac*.

*For a list of compatible Apple Pay devices see support.apple.com/km207105.

Download the app and open your Western Union Digital Banking account today

1 Earn interest on balances in “My Saved Money” account up to 10.000 €. 6% interest on balances in the account for premium customers up to 10.000 € and 3% interest for standard customers up to 3000 €. Limited time offer valid until 30th of June 2023.

2 20 EUR Referral bonus will be credited to the customer’s account only if the referred person is a new Western Union Digital Banking customer and completes a purchase using the debit card or an international money transfer of 10 EUR or more. Bonus may take up to 40 days from when it is earned to be credited to customer account. Limited to one bonus per one person referred and up to 25 referrals per customer (per campaign). Limited time offer valid during the promotion period until 30th of June 2023.

3 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

4 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until 30th of June 2023.

5 In order to avail themselves to this promotion, customer is required to do the following:
(1) open a Western Union Digital Bank account between 1 January 2023 and 30 June 2023, and
(2) deposit a combined total of 1200 EUR each month to their Western Union Digital Banking account for the 6 months following account activation, and
(3) spend a combined total of 600 EUR each month using their Visa Platinum debit card for the 6 months following account activation.
The customer is required to complete (2) and (3) until 31 December 2023.
Deposit methods included in the promotion are bank transfers, funding with a credit or debit card, redirecting an MTCN to the account and Cash at an agent location. Excludes money movements between Western Union Digital Banking customers or within a Western Union Digital Banking account. The purchases must be made in retail or e-commerce stores, and do not include account funding transactions, cash withdrawals or transactions for payments, currency exchange and money transfers. Bonus may take up to 40 days from when it is earned to be credited to customer account. Maximum sign-up bonus per customer is 150 EUR.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/de/en/digitalbanking/frequently-asked-questions.html.