Western Union Digital Banking
Send money to more than 200 countries and territories

Download the Western Union Digital Banking app and enjoy fee-free3 money transfers between users, a free bank account, savings account and other perks.

Enjoy 3 fee-free international money transfers1 just for signing up to the Digital Banking app!

Enjoy 3 fee-free international money transfers1 just for signing up to the Digital Banking app!

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 € transfer fee3.

Free Visa Platinum debit card4.

Up to 100 000 € deposit is secured by the Austrian Deposit Protection Scheme.

How to get started?

  1. Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

  1. Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

  1. Once your Western Union Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

  1. All these benefits are available in a single Western Union Digital Banking app.
    Find the FAQ’s here.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Digital banking designed for your needs
  • Standard
    Premium (3,99 € a month)
  • Up to 5 additional currency accounts
    Up to 5 additional currency accounts
  • Up to 4 additional goal saving accounts
    Up to 4 additional goal saving accounts
  • Free Visa Platinum debit card renewals
    Free Visa Platinum debit card renewals
  • Preferential exchange rates on card transactions
    Preferential exchange rates on card transactions
  • NEW! Refer a friend and earn a 20 € bonus2 
    NEW! Refer a friend and earn a 20 € bonus2 
    NEW! Refer a friend and earn a 20 € bonus2 
    NEW! Refer a friend and earn a 20 € bonus2 
  • NEW! 0.50% interest on saving account balances up to 3000 €
    NEW! 0.50% interest on saving account balances up to 3000 €
    NEW! 1.50% interest on saving account balances up to 3000 €
    NEW! 1.50% interest on saving account balances up to 3000 €
  • Free current bank account
    Free current bank account
    Free current bank account
    Free current bank account
  • Free savings account
    Free savings account
    Free savings account
    Free savings account
  • Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
  • Transfer-fee free3 transfer to other Western Union Digital Banking account holders
    Transfer-fee free3 transfer to other Western Union Digital Banking account holders
    Send money without transfer fees3 between Digital Banking users
    Send money without transfer fees3 between Digital Banking users
  • Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Western Union Digital Banking account holders
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
  • Free Visa Platinum debit card4
    Free Visa Platinum debit card4
    Free Visa Platinum debit card4
    Free Visa Platinum debit card4
  • Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
  • Free3 domestic bank transfers
    Free3 domestic bank transfers
    Free3 domestic bank transfers
    Free3 domestic bank transfers
  • Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
  • 24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Download the app and open your Western Union Digital Banking account today

1 FX gains apply. With each promo code, you receive 100% off your next money transfer from the Western Union Digital Banking app to any destination. Excludes all other services, including domestic money transfers. Each promo code is limited to one (1) promo code per transfer. Each promo code may only be used once. No cash redemption value. Cannot be combined with any other offer. The consumer must pay any applicable taxes on undiscounted transfer fees. Void where prohibited. Void if transferred, sold, altered, photocopied, or bartered. Expires: March 31, 2024.

2 20 EUR Referral bonus will be credited to the customer’s account only if the referred person is a new Western Union Digital Banking customer and completes a purchase using the debit card or an international money transfer of 10 EUR or more. Bonus may take up to 40 days from when it is earned to be credited to customer’s account. Limited to one bonus per one person referred and up to 25 referrals per customer (per campaign). Limited time offer valid during the promotion period until February 29, 2024.

3 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

4 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until March 31, 2024.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/de/en/digitalbanking/frequently-asked-questions.html.