6% interest savings account!
Open a digital bank account and receive up to 6% interest1 on your savings.
6% interest savings account!
Open a digital bank account and receive up to 6% interest1 on your savings.
Western Union Digital Banking is going to transform the way you send, save and spend money.
Banking in multiple currencies and earn interest rate on your savings account.
Instant money transfers to other Western Union Digital Banking account holders for 0 € transfer fee3.
Free Visa Platinum debit card4.
Up to 100 000 € deposit is secured by the Austrian Deposit Protection Scheme
Earn a 150 € bonus5 just for using the Digital Banking app!
Earn a 150 € bonus5 just for using the Digital Banking app!
Add your Visa Platinum debit card to Apple Wallet and enjoy the easy, secure, and private way to pay.
Convenience
Pay contactless in stores or with a touch of your finger online.
Privacy
Your transaction data can never be tied back to you.
Security
Your card number is never stored on your device or on Apple Servers.
Compatibility
Available on iPhone, Apple Watch, iPad, and Mac*.
*For a list of compatible Apple Pay devices see support.apple.com/km207105.
1 Earn interest on balances in “My Saved Money” account up to 10.000 €. 6% interest on balances in the account for premium customers up to 10.000 € and 3% interest for standard customers up to 3000 €. Limited time offer valid until 30th of June 2023.
2 20 EUR Referral bonus will be credited to the customer’s account only if the referred person is a new Western Union Digital Banking customer and completes a purchase using the debit card or an international money transfer of 10 EUR or more. Bonus may take up to 40 days from when it is earned to be credited to customer account. Limited to one bonus per one person referred and up to 25 referrals per customer (per campaign). Limited time offer valid during the promotion period until 30th of June 2023.
3 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.
4 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until 30th of June 2023.
5 In order to avail themselves to this promotion, customer is required to do the following:
(1) open a Western Union Digital Bank account between 1 January 2023 and 30 June 2023, and
(2) deposit a combined total of 1200 EUR each month to their Western Union Digital Banking account for the 6 months following account activation, and
(3) spend a combined total of 600 EUR each month using their Visa Platinum debit card for the 6 months following account activation.
The customer is required to complete (2) and (3) until 31 December 2023.
Deposit methods included in the promotion are bank transfers, funding with a credit or debit card, redirecting an MTCN to the account and Cash at an agent location. Excludes money movements between Western Union Digital Banking customers or within a Western Union Digital Banking account. The purchases must be made in retail or e-commerce stores, and do not include account funding transactions, cash withdrawals or transactions for payments, currency exchange and money transfers. Bonus may take up to 40 days from when it is earned to be credited to customer account. Maximum sign-up bonus per customer is 150 EUR.
The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/de/en/digitalbanking/frequently-asked-questions.html.
