SWIFT/BIC codes

Sending or receiving a money transfer using your bank account? You’ll need a SWIFT/BIC code for many international bank transfers to and from Turkey.

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What is a SWIFT/BIC code?

A SWIFT code, also called a SWIFT number, is used to identify banks and financial institutions worldwide. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing. These codes facilitate money transfers between banks and are needed for international transfers and SEPA payments. To make an international money transfer from Turkey, you may need a SWIFT/BIC code.

How is a SWIFT/BIC code formatted?

A SWIFT/BIC code consists of 8-11 characters and follows a format that identifies your bank, country, location, and branch.

Swift code example

1 – Bank code (4 letters)
The first four letters represent the bank and usually look like an abbreviated version of the bank name.

2 – Country code (2 letters)
These two letters indicate the country where the bank is located.

3 – Location code (2 letters or numbers)
These two characters designate the location of the bank’s main office.

4 – Branch code (3 digits)
These 3 digits identify a specific branch. ‘XXX’ is used for a bank’s head office.

How do I know if I need a SWIFT/BIC code?

You will almost always need a SWIFT/BIC code to send money instantly or to a bank account across international lines.