Send money to China

Quickly and reliably, with our great transfer fees.

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Send money

Be informed. Be aware. Protect yourself from fraud

Send money from a 0€ transfer fee¹

How can I send money to China?

Transfer money the way you like – online, via our app, or from a Western Union agent location.

Online
Transfer money whenever you want in minutes²
Send money now
With our app
Transact from anywhere with just a few taps and swipes
Get the app
From a location
Send cash from one of 1,500 agent locations³ across Portugal
Find a location

Send money easily to Alipay⁴ users

Relax. Sending money to China just got easier. Now you can choose Alipay⁴ as a receiving option

Save time by verifying your identity once, right in our app.

All you need is the receiver’s name and Alipay ID (Chinese mobile number).

The money will be delivered directly to your receiver’s bank account in China.

Send money now

Send online at wu.com

Make a transfer whenever you want, from any device in minutes. Conveniently pay with your credit/debit card and send money directly to a bank account for a 0€ flat fee.

3DS must be enabled on your credit/debit card.
Contact your bank for more information.

Send now

Send money to a bank account in China

Save your and your loved ones’ time by transferring money direct to their bank account.

Download the app now

4.6/5

4.7/5

Rating as of February 14, 2022.

What does my receiver need to collect their money?

Transfer details
The receiver will need to provide the sender’s full name, along with the country the transfer was sent from and the approximate amount
MTCN
A unique Money Transfer Control Number (MTCN) of the transaction that you’ll need to share with your receiver
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ID
An official government-issued identification document

How to receive cash in China?

At an agent location
Receive money at our agent location
With 27,000+ agent locations in China, you can always find one nearby.
1. Visit a Western Union agent location.
2. Provide your sender’s details. This includes your sender’s name, the amount sent and the Money Transfer Control Number (MTCN).
3. Show proof of identity. Make sure to bring a valid government-issued photo ID.
4. Receive the money. The money will be available to you after your details have been verified.
At a bank
Receive money at a bank location
In China, a bank account may be required by the bank for collecting money in cash. Account opening requirements may vary in agent provincial branches due to local regulations. Please consult agents for more details before collecting money.
Bank account is required at:
1. Bank of China. Foreign currency bank account is required for USD and EUR payout if accumulated payout amount is over USD1,000 or equivalent per person/per day.
2. Postal Savings Bank of China and China Construction Bank. For USD/EUR payout.
3. China Minsheng Bank, Bank of Jilin and Fujian Haixia Bank. For USD payout.
4. Shanghai Pudong Development Bank Shanghai branches.

Send at an agent location

Send cash from one of 1,500+ Western Union agent locations in Portugal.

Find a location

¹ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

² Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first time receiver may be delayed until WU receives additional required information from the receiver. Service and funds availability depends on certain factors including amount sent, currency availability, regulatory issues, consumer protection issues, identification requirements, required receiver action(s), delivery restrictions, location hours, and differences in time zones (collectively, “Restrictions”).

³ Agent location count valid as of 31 December 2021.

⁴ For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Portugal Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.