1 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for restrictions.
2 Western Union also makes money from currency exchange. When choosing an intermediary money transfer company, carefully compare both transfer fees and exchange rates. Fees, exchange rates and taxes may vary by brand, channel and location, based on a number of factors. Fees and rates are subject to change without notice.
3 Agent location count as of December 31, 2021.
4 Funds may be delayed or services unavailable based on certain transaction conditions, including the amount sent, the destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or the selection of delayed delivery options. For money transfers made by cell phone, the funds will be paid to the receiver’s mobile wallet account provider so they can then be credited to the account linked to the receiver’s cell phone number. Additional third-party charges may apply, including SMS, account over-limit and cash-out fees. See the transfer form to learn more about restrictions.
5 Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.