Send money to a mobile wallet1

Quickly and reliably send funds to your receiver’s preferred mobile wallet1. Send money online 24/7 to countries where this service is available.


    FX: 1.00 EUR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send money now”. X Fee:

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    Send your first online money transfer for 0 € transfer fee4 and enjoy fast and reliable money transfers back home and around the world with Western Union.

    Where can I send money to a mobile wallet1?

    Making an online money transfer to a mobile wallet1 is easy, just make sure your receiver has activated a mobile wallet with mobile phone operators that work with Western Union.

    Money can be received in mobile wallets in several countries, including the ones below. Don’t see the country you are looking for? Visit the send money form, select the country you wish to send to, and look for the mobile wallet icon.

    Pay the way you like

    With a credit or debit card3
    Via Apple Pay® in our app
    Using your bank details

    How to send and receive money in a mobile wallet

    Watch the videos to see a step-by-step guide.

    How to send money?

    How to receive money?

    Register to send money online today

    Quick and easy registration

    It’s easy to register and start sending money online today.

    Track your transfer

    You’ll always get a Money Transfer Control Number (MTCN) when sending money. Track each transfer on our website or via our app.

    Pay the way you like

    Pay using your bank account, credit2/debit card.

    Available 24/7

    You can send money online to mobile wallets anytime, from anywhere.

    Ready to send money to a mobile wallet?


    Make your first online money transfer fee-free4!

    Enjoy 0 € transfer fee4 on your first online money transfer and send money back home and around the world quickly and reliably with Western Union.

    Get answers to your questions about transferring money to a mobile wallet

    How can I pay for my transfer?

    When you’re sending money online, you can choose how you want to pay: by bank transfer, credit or debit card.

    What is a mobile wallet?

    A mobile wallet provides a convenient way to make payments. They work through mobile apps on your phone, storing money that can be used to pay for purchases in-store or withdraw cash that can be received from the sender.

    How to send money to a mobile wallet?

    Money transfers online to a mobile wallet1 with us are easy. Just log into or register for your online Western Union profile and follow these easy steps.

    1. Enter transfer details. Select the country of your recipient, enter the amount you want to send, and select mobile wallet as the delivery method.
    2. Enter receiver’s details. Enter your receiver’s name as it appears on their ID and other required details for a mobile wallet1 transfer.
    3. Complete by paying. Pay with your credit or debit card2, or with a bank transfer. You’ll get a confirmation by SMS3 with the tracking number (MTCN) and a notification when the money’s delivered
    Where can I send money to a mobile wallet?
    CountriesMobile wallet
    CameroonOrange, MTN
    DRCAirtel, M-Pesa
    El SalvadorAirtel, M-Pesa
    EthiopiaHelloCash, Amole, CBE Birr, TeleBirr, GizePay

    When the recipient’s currency is ETB

    GhanaMTN, Airtel, Tigo, Vodafone Cash
    Guinea BissauMTN
    IndonesiaLinkaja, Ovo, AstraPay, DANA, Gopay, Imkas, Paytren, Shoppepay, Ottocash
    Ivoiry CoastMTN, Orange
    KenyaAirtel, M-Pesa, Equitel
    MadagascarAirtel, Orange, mVola
    MalawiAirtel, TNM
    MalaysiaTouch ‘n Go, Kayaaku, BigPay
    MaliOrange, Moov

    When the recipient’s currency is MNT

    PhilippinesGcash, PayMaya, Coins, Grab, Lazada, CIS Bayad Center, Lulu, Shopeepay, Starpay, Tayocash, Ussc money, Zybi tech

    When the recipient’s currency is PHP

    RwandaAirtel, MTN

    When the recipient’s currency is RWF

    SenegalFree, Orange, Wave
    Sierra LeoneOrange
    South SudanmGurush
    TanzaniaAirtel, M-Pesa, Tigo
    UgandaAirtel, MTN
    ZambiaAirtel, MTN, Zamtel
    How to receive money in a mobile wallet?

    Receiving money to a mobile wallet is available through our partner mWallet service providers in selected countries in Africa. Simply make sure of the following:

    1. Ensure you have an active mWallet account.
    2. Send your details to the sender.
    3. Receive money in your mWallet.

    Still have questions?

    Transfer money to mobile wallets with our app

    Send money on the go with a few taps.

    Check transfer fees4 and exchange rates in advance.

    Track your money transfer conveniently.

    Save time and make repeat money transfers.

    1 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Standard message and data rates from mobile service providers may apply.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.