• Receiver
  • Payment
  • Review
  • Receipt

Send money with the Western Union®  app

With the Western Union® app, you can send money 24 hours a day, 7 days a week. The receiver can collect the money in cash at any of our agent locations. In some countries, the money can be deposited directly to a bank account.

Our app provides the following options:

  • Set up the information about your transfer and pay for it in cash at an agent location.
  • Set up the information about your transfer and pay for it through Mercado Pago.
  • Send money 24/7 and pay for it through a bank transfer.
  • Calculate the fees* for your money transfer.
  • Find an agent.
  • Track your money transfer.
  • Join our My WU Membership Program and earn points for each operation.
  • Redeem your My WU points for discounts on your money transfers.

Download the app now

* Western Union in Argentina does not do Forex transactions nor does it make a profit from the currency exchange. Outside Argentina, Western Union may make a profit on currency exchange. It carefully compares the transfer fees and exchange rates. Charges and types of exchange may vary by brand, channel, and location according to a variety of factors. Charges and rates are subject to change without warning.

Use the Western Union® app to send cash at an agent location

Did you know you can start your money transfer with the app and complete it by paying cash at an agent location? Here are the benefits of using our start online and pay-in-store option:

Save time

Once your transfer information is entered on the app, we will access it through our system using just your phone number. You do not need to fill out forms or provide additional information at the agent location.

Here’s how to send money with the app:

  1. Download the latest version of the Western Union App.
  2. Log in. If you don't have a profile you can register for free.
  3. Enter your money transfer information:

    • Destination
    • Amount to send
    • Payout option (cash payment or bank account transfer)
  4. In the "How will you pay" section, select "Pay cash".
  5. Complete the form with your personal information along with your receiver’s. After this, you will receive an email confirmation. Once you have received the confirmation, you will have 72 hours to make the payment at an agent location and complete your money transfer.
  6. Search for a Western Union agent location to pay in cash.
  7. Bring your photo government-issued ID, the money in cash, and your mobile phone number. Once paid, you will receive a confirmation SMS.

Keep in mind that the receiver will need to show his or her government-issued ID and the tracking number (MTCN) to get the money.

With the Western Union® app, you can send money and pay through Mercado Pago

You can start your money transfer from the app and complete it by paying for it with your Mercado Pago balance, without visiting an agent location.

Here’s how to send money with the app:

  1. Download the latest version of the Western Union App.
  2. Log in. If you don't have a profile you can register for free.
  3. Enter your money transfer information:

    • Destination
    • Amount to send
    • Payout option (cash payment or bank account transfer)
  4. In the how will you pay section, select pay cash.
  5. Complete the form with your personal information along with your receiver’s. After this, you will receive an email confirmation. Once you have received the confirmation, you will have 72 hours to make the payment through Mercado Pago and complete your money transfer.
  6. Log in to Mercado Pago and make sure you have enough balance on your account to pay for your Western Union money transfer. Next, choose the QR code option, and scan the QR code showing on the website www.pagaturemesa.com. Send the exact amount indicated in the Western Union app. Once you have paid for the money transfer, you will receive a confirmation by email with the receipt and the tracking number (MTCN). This message could take up to 24 business hours to get to your email.

Check for more information about this payment method online.

Keep in mind that the receiver will need to show his or her government-issued ID and the tracking number (MTCN) to get the money.

With the Western Union® app you can send money from your bank account

To send money from your bank account* with the Western Union® App, select the service that you prefer and follow the steps described below to learn how to do it.

  • If you need the money to reach the destination in minutes¹, follow the instructions in the Send money from the app for cash payout section.
  • If you need the money to be deposited directly into your receiver’s bank account, follow the instructions in the Send money from the app to a bank account section.

*You may send money using this option only when you have completed at least one transaction using the "pay with cash" option.

1The funds may be delayed or some services may not be available based on the particular conditions of the transaction, such as the amount sent, the destination country, the availability of the money, the local regulations, the identification requirements, the business hours of the agency, and the time zone difference. Additional restrictions may apply. For more information, read the terms and conditions online.

Send money from the app for cash payout

  1. Log in. If you don't have a profile you can register for free.
  2. Select the destination country, the sending amount, and the cash payout option.
  3. In the How will you pay section, select bank transfer². Make sure that the name of your bank account matches the name that appears on your user profile; if not, your transfer will be rejected.
  4. Complete the form with your personal information and your receiver’s.
  5. Enter your bank account information (Bank name / CBU / CUIL).
  6. Review the information for the money transfer and select the Send option.
  7. Visit your bank's website and complete a bank transfer to the bank account specified in the Western Union App for the total amount, including applicable fees.
  8. Your money will be available to pay out in cash as soon as we receive the money transfer payment. We will send the confirmation to you at the email address that appears on your profile.

Keep in mind that the receiver will need to show his or her government-issued ID and the tracking number (MTCN) to get the money.

Send money from the App to a bank account

  1. Log in. If you don't have a profile you can register for free.
  2. Select the destination country, the send amount, and the payout a bank account option.
  3. In the How will you pay section, select bank transfer². Make sure that the name of your bank account matches the name that appears on your user profile.
  4. Complete the form with your personal information and your receiver’s, including their bank account information³.
  5. Enter your bank account details (Bank name / CBU / CUIL).
  6. Review the information for the money transfer. Select the Send option.
  7. Visit your bank's website and complete a bank transfer to the bank account specified in the Western Union app for the total amount, including applicable fees.
  8. Your money will be deposited in your receiver's bank account between 1 and 3 business days (depending on the bank) after we receive the transfer payment. We will send the confirmation to you at the email address that appears on your profile.

2 Some banks will charge a fee for national or international bank transfers. Check with your bank.

3 Be careful when providing the recipient's bank account information. The money will be deposited into the bank account that corresponds to the account number you indicate. Remember the following: the recipient's payment account must be a charge account in the local currency of the destination country.