Frequently Asked Questions

Receive money

How does a Western Union agent pay out the money transfer?

Money transfers will generally be paid in cash at the agent location.

Some restrictions may apply. For more information, please visit your nearest agent location.

What does my receiver need to pick up the money transfer?

Your receiver can pick up their money from any of our agent locations. They just need to provide the following:

  • Tracking number (MTCN)
  • Sender’s and receiver’s full names
  • Expected amount
  • Your government-issued photo ID
  • Sender’s country and state/city/province

How can my receiver get the money?

1. Cash pickup at an agent location

Your receiver can pick up the money at any nearby Western Union location. They need to complete the To Receive Money Form (TRMF) and provide their government-issued photo ID4, along with the following information:

  • Tracking number (MTCN)
  • Sender’s complete name
  • Sender’s country state/city/province
  • Expected amount

 

2. Bank transfer

The money is sent to the receiver’s bank account you provided when you sent the transfer.

 

3. Mobile wallet

The money is sent to your receiver’s mobile wallet. Your receiver can visit their mobile network operator to receive the cash.

 

Note: You must be at least 18 years old to send or receive money with Western Union.

 

Superscript:

4 We might ask your receiver to provide additional details for identity verification.

 

How much does it cost to receive money?

All fees are paid by the sender. The receiver pays no transfer fee.

How do I know if my receiver has received my money transfer?

You will be notified via an SMS sent on your registered mobile number. You can also track your transfer online. All you need is the tracking number (MTCN) mentioned on the payment receipt.

How do I pick up a money transfer in New Zealand?

You can pick up your money transfer from any of our agent locations. While receiving the transfer, you’ll need to provide the following information:

  • The tracking number (MTCN)
  • The send country’s name
  • The send amount and currency
  • Your sender’s name

During what hours is the service available?

Availability depends on the agent’s opening hours. You can check the hours of operation using our agent locator.

How do I know when my receiver got the money?

1.  Open the app.  
2. Go to Menu.
3. Select History.
4. Select the transaction to see the status.
Or 
1. Go to the Home menu. 
2. Select Track a transfer.
You will need:
• Tracking number (MTCN) AND
• Sender’s first and last name OR
• Receiver’s first and last name

What ID can my receiver use to pick up their money transfer from an agent location in New Zealand?

Option 1:

Your receiver can present any of the following:

  • Passport
  • New Zealand firearms license

Along with one of the above, they’ll need to show proof of address. They can provide one of the following:

  • Rates notices
  • Utility notice
  • Bank statement
  • Insurance certificate
  • New Zealand government-issued letter
  • Travel itinerary
  • Student letter
  • Hotel/Hostel book confirmation
  • Foreign driver’s license with photo

Option 2:

Your receiver can present any of the following:

  • New Zealand driver’s license

Along with their New Zealand driver’s license, they’ll need to provide an additional ID and a proof of address.

Additional ID (any one of the following)

Proof of address (any one of the following)

  • New Zealand birth certificate
  • New Zealand citizenship certificate
  • Credit/debit card embossed
  • Super Gold card
  • Health Entitlement card

 

  • Rates notices
  • Utility notice
  • Bank statement
  • Insurance certificate
  • New Zealand government-issued letter
  • Travel itinerary1
  • Student letter
  • Hotel/Hostel book confirmation1
  • Foreign driver’s license with photo

Option 3:

Your receiver can present any of the following:

  • Hanz 18 card
  • Kiwi access 18 card

 

Along with their Hanz 18 card or Kiwi access 18 card, they’ll need to provide an additional ID and a proof of address:

Additional ID (any one of the following)

Proof of address (any one of the following)

  • New Zealand birth certificate
  • New Zealand citizenship certificate

 

  • Rates notices
  • Utility notice
  • Bank statement
  • Insurance certificate
  • New Zealand government-issued letter