Transfer money to China

Transfer money to China from Germany to help support your friends and family overseas. Find out how Western Union can help you send money to China for cash pickup in minutes1.

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    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”.
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    Convenient ways to send and receive money

    • Spot-_-laptop-and-coffe
      Send money online

      Transfer money to China online with ease at westernunion.com. Log in or register to create a free profile and start sending money today.

      Start money transfers online
    • Send with our app

      Send money to loved ones in China on the go with the Western Union® app. You can also start the money transfer online, then head to your nearest agent location to complete the payment.

      Download now
    • Spot-_-WU-retail-location
      Pay in person

      With any agent location across Germany, Western Union makes it easy for you to pay for your money transfer to China in person.

      Find agent locations
    • Bank transfer

      Transfer money from your German bank account to an account with the Bank of China, Industrial and Commercial Bank of China (ICBC) or other Chinese banks.

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    • Cash pickup

      Whether your receiver lives in Beijing or Shanghai, they can find a convenient Western Union agent location. Bear in mind that some agent locations in China are banks and require your receiver to have an account to collect their cash.

      Find a Chinese agent location
    • Mobile Wallet2

      Send money directly to your receiver’s Mobile Wallet with Alipay2, so they can access their transferred funds on the go.

      Get started

    Choose how to transfer money to China

    Use your bank details

    Transfer with SOFORT

    Credit3 or debit card transactions

    Pay in cash

    Send money easily to Alipay2

    Sending money to China just got easier. Now you can choose Alipay2 as a receiving option.

    • Spot-_-stop-watch-and-ID
      Saves time

      Send money to China quickly with Alipay2. You’ll only have to verify your identity once, right there on our app.

    • laptop-alipay
      Simple process

      You only need a few details to start your money transfer – the receiver’s name and their Alipay ID (Chinese mobile number).

    • bank-building
      Convenient

      It’s more convenient for your receiver too. The money is delivered directly into their Alipay wallet for them to start using right away.

    Ready to send money?

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    Send money to China in a few taps with our app

    Start your money transfer to China on the go, anytime, anywhere.

    Track your funds in real time for peace of mind.

    Learn more
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    Rating as of 26 October, 2023.

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    More information on how to send money to China from Germany

    • Choose your currency

      When you transfer money to China with Western Union, you can pick the currency your receiver prefers. Choose from Chinese Yuan Renminbi (CNY ¥), euros (EUR €) or US dollars (USD $).

      Send money online
    • Spot-_-note
      Have your receiver’s details to hand

      Make sure you have your receiver’s full name, account information and location details in advance. Don’t forget to double-check if they’re accurate for a smooth money transfer process.

      Log in to get started
    • Spot-_-Money-and-receipt
      Get an estimate

      Use our price estimator at the top of the page to calculate the expected costs of your money transfer to China, including currency exchange rates and any transfer fees4.

      Estimate your costs

    Reasons to choose Western Union

    International reach

    With services across more than 200 countries, Western Union makes it easy for you to send money from Germany to China and beyond.

    Reliable money transfers

    When you transfer money with Western Union, you get more than reliability. You also benefit from more than 150 years of experience in moving money.

    Easy to get started

    It’s quick and easy to start your money transfer to China with Western Union. Register for free today.

    Flexible payments

    Pay the way you like, whether it’s via a bank transfer online, SOFORT on the Western Union® app, or cash in person.

    Sign up to send money to China today

    Get started
    Track your money transfers

    Use your unique tracking number (MTCN) to stay up to date with the money transfer. Pass the number on to your receiver so they can track progress at their end too.

    Save your receiver’s details

    Make regular money transfers to China easy and quick by saving your loved ones’ details to your profile.

    Schedule future money transfers

    Register with Western Union to schedule upcoming payments in advance and avoid missing a birthday or important date.

    Get started

    Frequently asked questions

    How much money can I send online to China?

    You can send up to EUR €5,500 online from Germany to China via bank transfer direct to your receiver’s bank account or for cash pickup at a nearby agent location in China.

    If you want to pay online with a credit3 or debit card, there is a money transfer limit of up to EUR €4,000. Similarly, an online bank transfer with Sofort can only be used for money transfers of up to EUR €5,000.

    Any money transfers over EUR €1,000 will require identity verification.

    How do I send money online to China?

    It’s easy to send money online to China with Western Union. Here’s a step-by-step breakdown to help you get started:

    1. Log in to your online profile or register to create one for free.
    2. Select China as your destination and enter the amount you’d like to transfer.
    3. Choose your receiving method – cash pickup, bank account or Alipay2.
    4. Confirm how you would like to pay from the available options, including credit3/debit card, Sofort transfer, bank transfer or cash in person at a nearby agent location.
    5. Click ‘Continue’, then enter your receiver’s details. They will vary depending on the receiving method.
    6. Once confirmed and your payment has been processed, you’ll receive a unique tracking number (MTCN) to share with the receiver to track your money transfer.
    How do I send money to China from a Western Union agent?

    Follow these simple steps to transfer money to China at a Western Union agent location:

    1. Find your nearest agent location on the Western Union website.
    2. Take your receiver’s details to the counter, as well as some form of personal identification, such as a phone number, My WU℠ number or valid government-issued ID.
    3. Pay for your money transfer using cash or a credit3/debit card.
    4. Find the unique tracking number (MTCN) on your receipt and share with your receiver so you can both keep track of the funds.
    How do I estimate the cost to transfer money to China?

    Use our price estimator to calculate the costs of transferring money to China from Germany. Select China as your destination, then enter the amount you wish to send and the currency type.

    You should then choose your receiving and payment methods to get your estimated total transfer cost in euros (EUR), including currency exchange rates and any relevant transfer fees4.

    Still have questions or need help?

    Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

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    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions. Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Germany. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.

    3 If you use your credit card, a card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.