Send money directly to a bank account from Sweden

Send money to a bank account with Western Union the way that works for you: online, with our app or from an agent location to billions of bank accounts around the world.

Send money
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We encrypt your transfers

We encrypt your transfers

We are committed to keeping your data secure

We are committed to keeping your data secure

More flexibility when you send money abroad

With Western Union you can send up to 150,000 SEK to a bank account from Sweden when paying via Trustly.

More flexibility when you send money abroad

With Western Union you can send up to 150,000 SEK to a bank account from Sweden when paying via Trustly.

Send money now

How do I send money to a bank account?

Western Union lets you transfer money to bank accounts at home and abroad in three convenient ways: online, via our handy mobile app, and at our agent locations. You can pay in cash, by bank transfer, and by using your credit or debit card.

  • Send online

    Send money to bank accounts around the world. You can save your receiver’s information to make repeat bank transfers quickly and easily.

    How do I send money online
  • Send with the app

    The Western Union® app lets you send money from wherever you are, directly to your receiver’s bank account. You can also start a bank transfer on the app and pay at an agent location.

    Get the app
  • Pay in person

    Make an international bank transfer from Sweden in person at our agent locations across the country.

    Find a location

How to make a bank transfer

1

Register your profile

Whether you’re online or on our app, simply log in to your profile. If you don’t have a profile, register now for free.

Instructional
2

Choose the amount and destination

Enter your receiver’s country and the amount you’d like to send.

3

Enter your receiver’s bank details

Choose delivery method and select a receiver or enter a new receiver’s bank account details. You may also need to enter IBAN (International Bank Account Number).

Instructional-_-receiver
4

Pay and send

Complete your money transfer. We’ll email you the confirmation with a tracking number (MTCN), which you can share with your receiver.

  • 1

    Register your profile

    Whether you’re online or on our app, simply log in to your profile. If you don’t have a profile, register now for free.

    Instructional
  • 2

    Choose the amount and destination

    Enter your receiver’s country and the amount you’d like to send.

  • 3

    Enter your receiver’s bank details

    Choose delivery method and select a receiver or enter a new receiver’s bank account details. You may also need to enter IBAN (International Bank Account Number).

    Instructional-_-receiver
  • 4

    Pay and send

    Complete your money transfer. We’ll email you the confirmation with a tracking number (MTCN), which you can share with your receiver.

Get started

International money transfer services at your fingertips

Send money on the go 24/7.

Track your money transfer in real time.

Resend quickly to friends and family.

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4.7/5
4.6/5

Rating as of 1 April 2025.

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Why send money to a bank account?

Wire transfers to banks are quick and simple, and your loved don’t have to go anywhere to reliably receive your money.

It’s convenient

Transfer funds directly to your receiver’s bank account, so there’s no need to arrange for a cash pickup location.

It’s global

Wire money to billions of bank accounts in over 50 countries around the world.

It’s reliable

Find out the status of your wire transfer using your unique Money Transfer Control Number. You’ll also get notified by email when the money arrives.

Enjoy a trusted service

With our encrypted servers and stringent fraud prevention measures in place, you can enjoy real peace of mind as you transfer money.

Send now

Frequently asked questions

What do you need to transfer money to a bank account?

Whether you’re sending money via credit1 card to a bank account or using cash at a Western Union agent location, to make an international money transfer you need the following details from your receiver:

  • Full name
  • Country
  • Bank name
  • Bank Account or IBAN (International Bank Account Number)
How long does a money transfer take?

The transfer time depends on the country you want to transfer money to. In many cases, it is 1-3 business days3. Depending on the country and our partners, your money transfer may even arrive on the same day or take more than 3 days.

Tip: We will always show you the estimated transfer time for each payment and receiving method and each destination country in the transfer overview.

How much does it cost to transfer money with Western Union?

Our transfer fees2 vary depending on the destination country, money transfer amount, and payout method. Use our online price estimator to see how much it could cost to transfer money to your receiver online – including the transfer fees2 and transfer total – with no obligation.

What is the maximum amount of money you can transfer from Sweden?

With Western Union you can send up to 150,000 SEK to a bank account from Sweden when paying via Trustly. Please note that if you want to send more than 1,000 SEK, we must first verify your identity. To check more sending limits, use our money transfer form before completing your transfer.

What is a bank code?

A bank code is a series of numbers used to identify banks worldwide. Bank codes can range from 3-23 digits, depending on the country and the type of code. A bank code may be known as:

  • BSB
  • SWIFT code
  • BIC (Bank Identification Code)
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code)
What is a SWIFT/BIC code?

A SWIFT/BIC is a worldwide code for identifying banks. SWIFT and BIC are sometimes used interchangeably but represent the same thing. These codes are 8-11 digits long and sometimes needed when sending money.

What is an IBAN?

An IBAN (International Bank Account Number) is used in some countries to identify a customer’s bank account. The IBAN is an alphabetical country code followed by 2 digits and then up to 35 characters for the bank account.

If you need an IBAN for your bank transfer, you should obtain this from your receiver.

Have more questions about transferring money to bank accounts?

Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

1 Additional third-party charges may apply.

2 Western Union makes money from currency exchange. Fees and rates subject to change without notice.

3 Transfer speed and fund availability may be affected by factors such as service choice, amount, destination, currency, regulations, ID requirements, and system availability of our banking partners. Not available for all transactions. See Terms for details.