Send money to a bank account

Q: What do you need to transfer money to a bank account?

Whether you’re sending money via credit 1 card to a bank account or using cash at a Western Union agent location, to make an international money transfer you need the following details from your receiver: Full name Country Bank name Bank Account or IBAN (International Bank Account Number)

Q: How much does it cost to transfer money with Western Union?

Our transfer fees 2 vary depending on the destination country, money transfer amount, and payout method. Use our online price estimator to see how much it could cost to transfer money to your receiver online – including the transfer fees 2 and transfer total – with no obligation.

Send money to a bank account with Western Union the way that works for you: online, with our app or from an agent location to billions of bank accounts around the world.

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We’ve sent money around the world for more than 150 years

Transfer money to a bank account your way

Transfer money to bank accounts with Western Union at home and abroad in three convenient ways—online, via our mobile app, and at our agent locations. You can pay in cash, by bank transfer, or with your credit¹ or debit card.

Send online
Send money to bank accounts around the world. You can save your receiver’s information to make repeat bank transfers quickly and easily.
How do I send money online?
Send with the app
The Western Union^® app lets you send money from wherever you are, directly to your receiver’s bank account. You can also start a bank transfer on the app and pay at an agent location.
Download app
Pay in person
Make an international bank transfer from Netherlands in person at our agent locations across the country.
Find a location

Pay the way you like

Bank transfer

Credit¹ or debit card

Via Apple Pay^® in our app

Cash at an agent location

How to make a bank transfer

1
Register your profile
It’s free to create a Western Union profile. Register today or log in to send money to a bank account.
2
Choose the amount and destination
Enter your receiver’s country and the amount you’d like to send.
3
Enter your receiver’s bank details
Choose delivery method and select a receiver or enter a new receiver’s bank account details. You may also need to enter IBAN (International Bank Account Number).
4
Pay and send
Complete your money transfer. We’ll email you the confirmation with a tracking number (MTCN), which you can share with your receiver.

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Why send money to a bank account?

Western Union bank transfers are quick and simple. Have your loved ones receive money reliably without any need to go to an agent location.

It’s convenient

Transfer funds directly to your receiver’s bank account, so there’s no need to arrange for a cash pickup at the agent location.

It’s international

Wire money to bank accounts in over 50 countries around the world.

It’s reliable

Check the status of your transfer using your unique Money Transfer Control Number (MTCN). You’ll also get notified by email when the money arrives.

Enjoy a trusted service

With our encrypted servers and stringent fraud prevention measures in place, you can enjoy real peace of mind as you transfer money.

Check our rates

When you send money to a bank account with Western Union, you can check our fees and exchanges rates in real time².

Check today’s rate

Frequently asked questions

What do you need to transfer money to a bank account?

Whether you’re sending money via credit¹ card to a bank account or using cash at a Western Union agent location, to make an international money transfer you need the following details from your receiver:

Full name
Country
Bank name
Bank Account or IBAN (International Bank Account Number)

How long does a money transfer take?

The transfer time depends on the country you want to transfer money to. In many cases, it is 1-3 business days³. Depending on the country and our partners, your money transfer may even arrive on the same day or take more than 3 days.

Tip: We will always show you the estimated transfer time for each payment and receiving method and each destination country in the transfer overview.

How much does it cost to transfer money with Western Union?

Our transfer fees² vary depending on the destination country, money transfer amount, and payout method. Use our online price estimator to see how much it could cost to transfer money to your receiver online – including the transfer fees² and transfer total – with no obligation.

What is a bank code?

A bank code is a series of numbers used to identify banks worldwide. Bank codes can range from 3-23 digits, depending on the country and the type of code. A bank code may be known as:

BSB
SWIFT code
BIC (Bank Identification Code)
NCC (National Clearing Code)
BSC (Bank Sort Code)
IFSC (Indian Financial System Code)

What is a SWIFT/BIC code?

A SWIFT/BIC is a worldwide code for identifying banks. SWIFT and BIC are sometimes used interchangeably but represent the same thing. These codes are 8-11 digits long and sometimes needed when sending money.

What is an IBAN?

An IBAN (International Bank Account Number) is used in some countries to identify a customer’s bank account. The IBAN is an alphabetical country code followed by 2 digits and then up to 35 characters for the bank account.

If you need an IBAN for your bank transfer, you should obtain this from your receiver.

Have more questions about transferring money to bank accounts?

Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

¹ Additional third-party charges may apply.

² Western Union makes money from currency exchange. Fees and rates subject to change without notice.

³ Transfer speed and fund availability may be affected by factors such as service choice, amount, destination, currency, regulations, ID requirements, and system availability of our banking partners. Not available for all transactions. See Terms for details.