Send money to a mobile wallet1 in selected countries in Africa2

Quickly and reliably send funds to your receiver’s preferred mobile wallet1. Western Union makes mobile money transfer easy.

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    Send money to a mobile wallet1 in Africa.

    Mobile money transfers can only be sent to mobile phones that belong to mobile phone operators that work with Western Union.

    Money can be received in mobile wallets1 in several countries, including the ones below. Don’t see the country you are looking for? Visit the send money form, select the country you wish to send to, and look for the mobile wallet1 icon.

    Pay the way you like

    With a credit or debit card4

    Via Apple Pay® in our app

    Using your bank details

    How to send money to a mobile wallet1


    Register your free profile

    Log in or register your profile to send money to a mobile wallet1.


    Choose the amount and destination

    Enter the destination and the amount you’d like to send and select mobile wallet1 as the delivery method.


    Select a secure payment method

    Choose whether to pay with your credit4 or debit card, or with a bank transfer.


    Enter your receiver’s details

    Enter your receiver’s name as it appears on their ID, their wallet service provider and wallet mobile number.


    Your money is on its way!

    You’ll get a confirmation by SMS5 with the tracking number (MTCN) and a notification when the money is delivered.

    How to send an receive money in a mobile wallet

    Watch the videos to see a step-by-step guide.

    How to send money?
    How to receive money?

    More ways to transfer money with Western Union

    Frequently Asked Questions about mobile wallets1

    How can I pay for my transfer?

    When you’re sending money online, you can choose how you want to pay: by bank transfer, credit4 or debit card.

    What is a mobile wallet?

    A mobile wallet provides a convenient way to make payments. They work through mobile apps on your phone, storing money that can be used to pay for purchases in-store or withdraw cash that can be received from the sender.

    How to send money to a mobile wallet?

    Money transfers online to a mobile wallet1 with us are easy. Just log into or register for your online Western Union profile and follow these easy steps.

    1. Enter transfer details. Select the country of your recipient, enter the amount you want to send, and select mobile wallet as the delivery method.
    2. Enter receiver’s details. Enter your receiver’s name as it appears on their ID and other required details for a mobile wallet1 transfer.
    3. Complete by paying. Pay with your credit or debit card4, or with a bank transfer. You’ll get a confirmation by SMS5 with the tracking number (MTCN) and a notification when the money’s delivered
    How to receive money in a mobile wallet?

    Receiving money to a mobile wallet is available through our partner mWallet service providers in selected countries in Africa. Simply make sure of the following:

    1. Ensure you have an active mWallet account.
    2. Send your details to the sender.
    3. Receive money in your mWallet.
    Where can I send to a mobile wallet?

    You can send money to mWallets1 in several countries. To find out where, click send money now below, select the country you wish to send to, and look for the Mobile Wallet icon.

    Register to start an online money transfer today

    Quick and easy registration

    It’s easy to register and start sending money online and in person today.

    Track your money transfer

    You can easily track your transfer online or via our app using the MTCN.

    Pay the way you like

    Pay using your bank account, credit4/debit card or cash at an agent location.

    Convenient locations

    Send money for cash pickup at an agent location near your receiver.

    Still have questions about mobile money transfer?

    Visit our FAQs or contact us. Our Customer Care team is just a call away.

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    Send money on the go or start a money transfer and pay at an agent location.

    Track your money transfer in real time.

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    Rating as of 17 October 2023.

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    1 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    2 Mobile wallets are available in Senegal, Ivory Coast, Burkina Faso, Cameroon, Mali, Guinea-Bissau, Madagascar, Kenya, Ghana, Uganda, Mozambique, Tanzania, Malawi, Gabon, Zimbabwe, Botswana, DRC and Burundi.

    3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    4 Card issuer cash advance fee and associated interest charges may apply.

    5 Standard message and data rates from mobile service providers may apply.