With Western Union®, you can make a money transfer, track its progress, view countries’ exchange rates1 and find agent locations local to you, at home or on the go.
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We encrypt your transfers
We are committed to keeping your data secured
How to send money
Ways to receive money
Register and create your profile for free to start a money transfer online – or learn more about money transfers with Western Union here.
Make international money transfers on the go right away, start a transfer off and pay at an agent location, and curate a list of receivers, all with the Western Union app.
You can transfer money in person at one of our more than 60 agent locations2 in the Finland. Find a location near you to get started.
With Western Union, you can complete international money transfers to bank accounts around the world and receive funds directly to them.
Transfer money for cash pickup at hundreds of thousands of Western Union agent locations around the world. Simply find the nearest agent location to you to receive your money transfer.
If your receiver’s mobile phone operator works with Western Union, then they can receive international money transfers straight to their mobile wallet3.
Transfer money conveniently to your receiver’s card linked to their bank account.
Credit4 or debit card
Trustly
In cash at an agent location
Send money on the go.
Check transfer fees1 and exchange rates in advance.
Track your money transfers in real time.
Save time and make repeat money transfers.
Rating as of 21 July 2022.
Rating as of 21 July 2022.
We are PCI DSS compliant and committed to keeping your data secure, whether you use the app for money transfers, our website, or one of our agent locations. Our encryption and fraud prevention efforts help protect your Western Union money transfers.
It’s not just easy to register with Western Union, it’s free and easy – with a range of helpful features and convenient money transfer options.
At Western Union, we want to make sure you can reach your loved ones near or far. That means helping with international money transfers, ensuring convenient pickup locations and working with banks around the world.
Use our send money service to check currency exchange rates and transfer fees4, without any obligations to proceed. Check now
It’s easy to register and start sending your money reliably and quickly around the world. If you’re looking to send money internationally, then visit our registration page to get started.
With Western Union, you can pay for our money transfer service using your bank account, a credit4 or debit card and even cash.
Use your tracking number (MTCN) to monitor your international money transfer online and with our app. Wherever in the world your loved one is, get notified via email when they access their funds, so you can rest assured your money is where it needs to be.
Transfer money for cash pickup at a Western Union agent location near your receiver, with thousands available.
With more than 150 million retail and digital customers, Western Union is relied on for money transfers around the globe. That’s why our aim has always been to put technology to work connecting people, helping you make money transfers online, with our app or in person, and providing you with a great money transfer experience.
Available in more than 200 countries and territories, with hundreds of thousands of agent locations around the world, and with easy access to billions of bank accounts, you can be sure your money is never far from loved ones with Western Union.
Find out moreSimply follow these steps to make an international money transfer online:
1. Register for a free Western Union online profile or log in if you have one set up already. Get started by clicking ‘Send money’.
2. Select the country where your loved one is based and enter the send amount.
3. Choose your loved one’s preferred receiving method – for example, bank account, cash, credit/debit card or mobile wallet3.
4. Pick a payment method. Your options can include credit4/debit card or Trustly.
5. Enter any details we request about you and your receiver, then pay.
6. Follow your money with the tracking number (MTCN) we provide.
The exact information you’ll require to send money with Western Union depends on the country and money transfer method. For example, you’ll normally need the full name and address of your receiver to send money for cash pickup, while bank account transfers generally require the bank name and account number. Learn more about the requirements for each individual country we send money to.
You can send money abroad without a bank account by paying in cash at a Western Union agent location. Simply follow these steps:
1. Search for an agent location that is convenient with our finder tool.
2. Hand in your receiver’s information at the front desk. You’ll also generally require a valid government-issued ID, phone number.
3. Pay with cash.
4. Track your money transfer using the tracking number (MTCN) you’re provided with.
Money sent for cash pickup at an agent location can be available to your receiver in minutes3. International money transfers made to bank accounts can take longer to complete – potentially a few business days. Check our full list of destinations to see the typical bank account transfer times for each one.
Contact our Customer Care team or visit our FAQ page for more information.
1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
2 Agent location count valid as of 31 December 2021.
3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
