Send money to a mobile wallet

Quickly and reliably send funds to your receiver’s preferred mobile wallet1. Send money online 24/7 to countries where this service is available.

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    Fee:

    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Get Started”.
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    We are committed to keeping your data secure

    We’ve sent money around the world for more than 150 years

    Where can I send money to a mobile wallet1?

    Making an online money transfer to a mobile wallet1 is easy, just make sure your receiver has activated a mobile wallet with mobile phone operators that work with Western Union.

    Money can be received in mobile wallets in several countries, including the ones below. Don’t see the country you are looking for? Visit the send money form, select the country you wish to send to, and look for the mobile wallet icon.

    Bangladesh

    Ivory Coast

    Mozambique

    Cameroon

    Kenya

    Senegal

    Ghana

    Madagascar

    Uganda

    Choose another country

    Pay the way you like

    With a credit1 or debit card

    Klarna

    Using your bank details

    Bancontact

    How to send money to a mobile wallet1

    1

    Register your free profile

    Log in or register your profile to send money to a mobile wallet1.

    Instructional-_-form
    Instructional-_-Estimate
    2

    Choose the amount and destination

    Enter the destination and the amount you’d like to send and select mobile wallet1 as the delivery method.

    3

    Select your payment method

    Choose whether to pay with your credit1 or debit card, bank transfer, using Online banking, Klarna or Apple Pay®.

    Instructional-_-card-processors2
    Instructional-_-receiver
    4

    Enter your receiver’s details

    Enter your receiver’s name as it appears on their ID, their wallet service provider and wallet mobile number.

    5

    Your money is on its way!

    You’ll get a confirmation by SMS with the tracking number (MTCN) and a notification when the money is delivered.

    nstructional-_-send-n-receive
    • 1

      Register your free profile

      Log in or register your profile to send money to a mobile wallet1.

      Instructional-_-form
    • Instructional-_-Estimate
      2

      Choose the amount and destination

      Enter the destination and the amount you’d like to send and select mobile wallet1 as the delivery method.

    • 3

      Select your payment method

      Choose whether to pay with your credit1 or debit card, bank transfer, using Online banking, Klarna or Apple Pay®.

      Instructional-_-card-processors2
    • Instructional-_-receiver
      4

      Enter your receiver’s details

      Enter your receiver’s name as it appears on their ID, their wallet service provider and wallet mobile number.

    • 5

      Your money is on its way!

      You’ll get a confirmation by SMS with the tracking number (MTCN) and a notification when the money is delivered.

      nstructional-_-send-n-receive

    Ways to send money to a mobile wallet1

    • Send money online

      Send money online fast, 24/7, from wherever you are. With Western Union, you can transfer money from Belgium to over 200 countries and territories.

      Learn more
    • Transfer money with the app

      Send money on the go from virtually anywhere with the Western Union® app.

      Learn more
    • Pay in person

      Send money in person from any Western Union agent location worldwide. You can send money to a bank account, for cash pick-up or to a mobile wallet1.

      Find locations

    Ready to send money to a mobile wallet?

    Send money now

    Register to send money online today

    Register now
    Quick and easy registration

    It’s easy to register and start sending money online today.

    Pay the way you like

    Pay using your bank account, credit1/debit card.

    Track your transfer

    You’ll always get a Money Transfer Control Number (MTCN) when sending money. Track each transfer on our website or via our app.

    Available 24/7

    You can send money online to mobile wallets anytime, from anywhere.

    Register now

    Get answers to your questions about transferring money to a mobile wallet

    What is a mobile wallet?

    A mobile wallet1 is an electronic account that’s linked to a person’s mobile phone. Money can be electronically deposited and used in the same way as cash. Mobile wallets1 also make paying for goods or services with a smartphone quick and easy.

    Does Western Union have mobile money transfer?

    Yes, Western Union allows you to send and receive money to a mobile wallet1 in several countries. Money transfers online to a mobile wallet1 with us are easy, just make sure your receiver has activated a mobile wallet1 with one of our partner mobile operators in the country where this service is available.

    What are the available mobile wallet partners?

    Mobile money transfers can only be sent to mobile phones that belong to mobile phone operators that work with Western Union.

    Make sure your receiver has activated a mobile wallet1 with one of our partner mobile phone operators in their country.

    How to send money to a mobile wallet?

    Money transfers online to a mobile wallet1 with us are easy. Just log into or register for your online Western Union profile and follow these easy steps:

    • Enter transfer details. Select the country of your recipient, enter the amount you want to send, and select Mobile Wallet as the delivery method.
    • Enter receiver’s details. Enter your receiver’s name as it appears on their ID and other required details for a Mobile Wallet1 transfer.
    • Complete by paying. Pay with your credit or debit card1, or with a bank transfer. You’ll get a confirmation by SMS with the tracking number (MTCN) and a notification when the money’s delivered.
    How to receive money in a mobile wallet?

    Receiving money to a mobile wallet1 is available through our partner mWallet service providers in selected countries in Africa. Simply make sure of the following:

    1. Ensure you have an active mWallet account.
    2. Send your details to the sender.
    3. Receive money in your mWallet.

    Still have questions?

    See FAQs

    Transfer money to mobile wallets with our app

    Send money on the go with a few taps.

    Check transfer fees2 and exchange rates in advance.

    Track your money transfer conveniently.

    Save time and make repeat money transfers.

    Learn more
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    Rating as of 12 August, 2025.

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    4.4 /5

    Rating as of 12 August, 2025.

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    1 Additional third-party charges may apply.

    2 Western Union makes money from currency exchange. Fees and rates subject to change without notice.

    3 Transfer speed and fund availability may be affected by factors such as service choice, amount, destination, currency, regulations, ID requirements, and system availability of our banking partners. Not available for all transactions. See Terms for details.