Download the Western Union Digital Banking app and enjoy fee-free2 money transfers between users, a free bank account, savings account and other perks.
0 PLN Account Top-Ups
Top up your account with debit or credit card for 0,00 PLN fee5.
0 PLN Account Top-Ups
Top up your account with debit or credit card for 0,00 PLN fee5.
Expecting a money transfer? Earn a 100 PLN bonus1 when you redirect it to Western Union Digital Banking until December 31, 2023!
Just download the Digital Banking app and use MTCN Redirect to deposit an incoming money transfer into your Digital Banking account.
You’ll get the 100 PLN reward and access to other Digital Banking benefits. It’s a win-win!
Western Union Digital Banking
is going to transform the way you send, save and spend money.
Banking in multiple currencies and earn interest rate on your savings account.
Instant money transfers to other Western Union Digital Banking account holders for 0 PLN transfer fee2.
Free Visa Platinum debit card3.
Account top up with debit or credit card for 0 PLN fee5.
Protect yourself from fraud.
We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.
Protect yourself from fraud.
We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.
Add your Visa Platinum debit card to Apple Wallet and enjoy the easy, secure, and private way to pay.
Convenience
Pay contactless in stores or with a touch of your finger online.
Privacy
Your transaction data can never be tied back to you.
Security
Your card number is never stored on your device or on Apple Servers.
Compatibility
Available on iPhone, Apple Watch, iPad, and Mac*.
*For a list of compatible Apple Pay devices see support.apple.com/km207105.
1 Customer must make a deposit using MTCN Redirect of transaction which is greater than 200 EURs (or equivalent in other currency /1000 PLN). The MTCN redirect is awarded with 100 PLN. In total, Western Union Digital Banking account user can receive up to 100 PLN max. Limited time offer until December 31, 2023.
2 There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.
3 Free physical Visa Platinum Debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until December 31, 2023.
4 The 75 PLN Referral bonus will be credited to the customer’s account only if the referred person is a new Western Union Digital Banking customer and completes a purchase using the debit card or an international money transfer of 50 PLN or more. Bonus may take up to 40 days from when it is earned to be credited to customer’s account. Limited to one bonus per one person referred and up to 25 referrals per customer (per campaign). Limited time offer valid until December 31, 2023.
5 Limited time offer valid until December 31, 2023. Excludes adding money with Klarna (Sofort). Additional credit or debit card issuer charges might apply.
The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/pl/en/digitalbanking/frequently-asked-questions.html.
