Western Union Digital Banking
Send money to more than 200 countries and territories

Download the Western Union Digital Banking app and enjoy fee-free2 money transfers between users, a free bank account, savings account and other perks.

0 PLN Account Top-Ups
Top up your account with debit or credit card for 0,00 PLN fee5.

0 PLN Account Top-Ups
Top up your account with debit or credit card for 0,00 PLN fee5.

Redirect money to a  Western Union Digital Banking account

Expecting a money transfer? Earn a 100 PLN bonus1 when you redirect it to Western Union Digital Banking until December 31, 2023!

Just download the Digital Banking app and use MTCN Redirect to deposit an incoming money transfer into your Digital Banking account.

You’ll get the 100 PLN reward and access to other Digital Banking benefits. It’s a win-win!

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 PLN transfer fee2.

Free Visa Platinum debit card3.

Account top up with debit or credit card for 0 PLN fee5.

How to get started?

  1. Sign up to the new Digital Banking bank account with your existing Western Union login details or create a new account.

  1. Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

  1. Once your Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

  1. All these benefits are available in a single Western Union Digital Banking app. Find the FAQ’s here.

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Digital banking designed for your needs
  • Standard
    Premium (9,99 PLN a month)
  • Up to 5 additional currency accounts
    Up to 5 additional currency accounts
  • Up to 4 additional goal saving accounts
    Up to 4 additional goal saving accounts
  • Free Visa Platinum debit card renewals
    Free Visa Platinum debit card renewals
  • Preferential exchange rates on card transactions
    Preferential exchange rates on card transactions
  • Preferential fee for debit and credit card top-ups and SOFORT transfers
    Preferential fee for debit and credit card top-ups and SOFORT transfers
  • NEW! Refer a friend and earn a 75 PLN bonus4
    NEW! Refer a friend and earn a 75 PLN bonus4
    NEW! Refer a friend and earn a 75 PLN bonus4
    NEW! Refer a friend and earn a 75 PLN bonus4
  • NEW! 1.50% interest on saving account balances up to 15 000 PLN
    NEW! 1.50% interest on saving account balances up to 15 000 PLN
    NEW! 3% interest  on saving account balances up to 15 000 PLN
    NEW! 3% interest  on saving account balances up to 15 000 PLN
  • 1 free ATM withdrawal per month (outside eurozone)
    1 free ATM withdrawal per month (outside eurozone)
    2 free ATM withdrawal per month (outside eurozone)
    2 free ATM withdrawal per month (outside eurozone)
  • Free current bank account
    Free current bank account
    Free current bank account
    Free current bank account
  • Free “My saved money” account
    Free “My saved money” account
    Free “My saved money” account
    Free “My saved money” account
  • Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
  • Transfer-fee free2 transfers between Digital Banking users
    Transfer-fee free2 transfers between Digital Banking users
    Transfer-fee free2 transfers between Digital Banking users
    Transfer-fee free2 transfers between Digital Banking users
  • Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
  • Free Visa Platinum debit card3
    Free Visa Platinum debit card3
    Free Visa Platinum debit card3
    Free Visa Platinum debit card3
  • Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
  • Free2 domestic bank transfers
    Free2 domestic bank transfers
    Free2 domestic bank transfers
    Free2 domestic bank transfers
  • Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
  • 24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card

Now use your Digital Banking card with Apple Pay!

Add your Visa Platinum debit card to Apple Wallet and enjoy the easy, secure, and private way to pay.

Convenience
Pay contactless in stores or with a touch of your finger online.

Privacy
Your transaction data can never be tied back to you.

Security
Your card number is never stored on your device or on Apple Servers.

Compatibility
Available on iPhone, Apple Watch, iPad, and Mac*.

*For a list of compatible Apple Pay devices see support.apple.com/km207105.

Download the app and open your Western Union Digital Banking bank account today

1 Customer must make a deposit using MTCN Redirect of transaction which is greater than 200 EURs (or equivalent in other currency /1000 PLN). The MTCN redirect is awarded with 100 PLN. In total, Western Union Digital Banking account user can receive up to 100 PLN max. Limited time offer until December 31, 2023.

2 There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

3 Free physical Visa Platinum Debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until December 31, 2023.

4 The 75 PLN Referral bonus will be credited to the customer’s account only if the referred person is a new Western Union Digital Banking customer and completes a purchase using the debit card or an international money transfer of 50 PLN or more. Bonus may take up to 40 days from when it is earned to be credited to customer’s account. Limited to one bonus per one person referred and up to 25 referrals per customer (per campaign). Limited time offer valid until December 31, 2023.

5 Limited time offer valid until December 31, 2023. Excludes adding money with Klarna (Sofort). Additional credit or debit card issuer charges might apply.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/pl/en/digitalbanking/frequently-asked-questions.html.