• Estimate
  • Receiver
  • Payment
  • Review

Send money online
from Montenegro

Send now

How do you want to send money?


Online transfers made easy

You can send money online directly to your receiver’s bank account1 or for cash pickup from a Western Union® agent in minutes1.

To start sending money online, simply follow the below steps:

1. Log in or learn how to register.

If you’re a first-time user continue to step 2. If your profile is registered and verified, skip to step 3.

2. For first-time users, you will need to verify your ID in person at one of our verification locations before you can send money online.

3. Select “Send money”

  • Enter transfer details, including money collection method.
  • Select payment option, currently only Montenegrin credit or debit cards.
  • Review and confirm.

Once completed, you’ll be given a tracking number (MTCN). Use it to track your transfer and share it with your receiver only.

Send now

In person

Cash in minutes1

1. Visit a Western Union agent location.

2. Share your details
Provide the agent with your full name and a valid government-issued ID.

3. Share your receiver’s details
- Provide the agent with your receiver’s full name, the destination country and the transfer amount.
- Choose how you want your receiver to collect the funds: cash or direct to bank.

4. Pay and send
Once completed, you’ll be given a tracking number (MTCN). Use it to track your transfer and share it with your receiver only.

Find an agent

Register to send money online

 Register your profile online.

Verify your profile in person.

Send money online anytime.

Learn more

Why send money with Western Union?

Money in minutes

Your cash will be ready for collection from an agent in minutes1.

Peace of mind

Track your transfer and know where your money is at all times.

Rely on us

We have over 145 years experience in global money transfers.

Trusted by 150 million customers

Ready to send money online?

Get started

Need help?

We’re always happy to help.

Read our FAQs or contact us on:

+382 20 321 3212 from

  • 7:30 to 22:00 on weekdays
  • 8:00 to 22:00 on Saturdays
  • 10:00 to 22:00 on Sundays

Our team speak Montenegrin and English.
Go to FAQs

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Send Form for details.

2 Charges for calls to this number may vary. To find out the cost of calling this number, please contact your telephone service provider.