With Western Union, sending money to Indian bank partners is simple as we connect you to a wide network of banks so your receiver can get funds directly into eligible accounts. Start online, in the app, or at an agent location—whatever works best for you!
Whether you need to send money to India for family support, tuition, or bills, you’ll see transparent fees and exchange rates before you pay. Keep things moving with our flexible payment options.
Why choose Western Union for transfers to Indian bank partners
- Fast delivery: Many transfers arrive quickly, sometimes within minutes with select payment methods and participating banking networks. Timelines vary by bank processing, time of day, and verification. You’ll see an estimated delivery time before you confirm your India money transfer.
- Broad coverage: Western Union connects you to numerous Indian bank partners and supports common account types. From large cities to smaller towns, your money to India can reach recipients across India.
- Security you can trust: Encryption, verification, and regulatory compliance help protect your information. You’ll always get the exchange rate and transfer fee upfront when you send money to India.
How to send to Indian bank accounts in 4 steps
- Create or sign in: Open the Western Union app or visit westernunion.com to set up or access your profile. Complete identity checks if prompted using a government-issued ID and any requested details.
- Enter recipient details: Choose India as the destination and select bank account deposit. Provide the recipient’s full name as on the bank account, account number, bank name, and bank identification code. Double-check everything to avoid delays.
- Choose your payment method: Pay by bank transfer, debit card, credit card, or other available options. Choices can vary by country.
- Review and send: Confirm fees, the applied exchange rate, total cost, and estimated delivery time. Submit the transfer and use the MTCN to track your money transfer to India in real time.
What Indian banks to choose?
You don’t choose a bank with Western Union — you send to whichever eligible account your receiver already has. What matters is having their correct account number and BIC/SWIFT code. Below are four of the largest banks our customers send to.
State Bank of India
India’s largest public sector bank, with the widest branch and ATM footprint of any bank in the country. A common choice for receivers in smaller towns and rural areas. To learn more about typical delivery window, supported account types and code, visit our page and start Sending to State Bank of India
HDFC Bank
One of India’s largest private sector banks, known for its digital banking tools and strong urban branch presence. Check delivery times, bank codes and limitations before Sending to HDFC Bank
ICICI Bank
A major private sector bank with a large retail network and established services for non-resident Indian customers. Visit our page to start Sending to ICICI Bank
Axis Bank
India’s third-largest private sector bank, with broad coverage across metro and tier-two cities. Sending to Axis Bank is easy with Western Union.
Don’t see your receiver’s bank? Western Union connects to many more banks across India. Enter the account details when you set up your transfer to check eligibility. Make sure to check the BIC/SWIFT code to reach the correct financial institution when sending money to your friends and family.
Sending to an NRE or NRO account? Deposit rules and interest treatment differ from standard savings accounts. See our guide to the new RBI deposit scheme for NRIs in 2026.
Get started today
Ready to send money to India? Start your transfer online or in the app and see fees, rates, and delivery estimates upfront. If you’re exploring how to send to Indian bank accounts for the first time, Western Union makes it easy to manage, track, and repeat your transfers with confidence.
Frequently asked questions
Western Union connects to a wide network of Indian banks, including State Bank of India, HDFC Bank, ICICI Bank, and Axis Bank. Enter your receiver’s account details during setup to confirm their bank is eligible.
You need the receiver’s full name exactly as it appears on their bank account, their account number, the bank name, and the branch SWIFT/BIC code.
Many transfers arrive within minutes with select payment methods and participating banks. Bank transfers as a payment method generally take longer than card payments. Your estimated delivery time appears before you confirm.
Use the MTCN from your receipt to track your transfer in the Western Union app or on westernunion.com.
