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Western Union® Netspend® Prepaid Mastercard®

The prepaid card that gives you access to Western Union® Money Transfers1.

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Quickly send & receive money with the Western Union®Netspend® Prepaid Mastercard®

The Western Union® Netspend® Prepaid Mastercard® gives you all the great features and benefits of a prepaid debit card with the power to send and receive Western Union® Money Transfers1 from wherever you are. It's a feature-rich financial solution to help you manage your money!


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No Credit Check2

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No Minimum Balance Required

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Get paid up to 2 days faster with Direct Deposit3


Order a Card

Netspend prepaid card

Western Union® Money Transfer®


Send and receive Western Union money transfers1 to over 200 countries and territories in minutes.


Direct Deposit


Get your paychecks, government benefits, and other regular payments up to 2 days faster with Direct Deposit3, or add cash at over 130,000 reload locations4 in the U.S. including participating Western Union® agent locations.

Anytime AlertsTM5


Get a text5 message or email when your money is available, get transaction details, find reload locations, and more4.




Mobile App4


Send and receive money transfers¹, load checks with a snap and manage your money on the go.










The Reduced Monthly Fee Plan6


Take advantage of the plan with the lowest monthly fee! Plan benefits include unlimited purchase transactions for $5.00 per month6 and the option to personalize your Card at no cost8! Access these great benefits when you Direct Deposit at least $500 in payroll or government benefit within a calendar month.

Custom Card8


Personalize your Card with a photo. You can even choose a photo of yourself to help merchants know it’s you.







Western Union® Money Transfer®


Send and receive Western Union money transfers¹ to over 200 countries and territories in minutes.





Direct Deposit


Get your paychecks, government benefits, and other regular payments up to 2 days faster with Direct Deposit3, or add cash at over 130,000 reload locations4 in the U.S. including participating Western Union® agent locations

Anytime AlertsTM5


Get a text5 message or email when your money is available, get transaction details, find reload locations, and more.4




Mobile App4


Send and receive money transfers1, load checks with a snap and manage your money on the go.





The Reduced Monthly Fee Plan6


Take advantage of the plan with the lowest monthly fee! Plan benefits include unlimited purchase transactions for $5.00 per month6 and the option to personalize your Card at no cost!8 Access these great benefits when you Direct Deposit at least $500 in payroll or government benefit within a calendar month.

Custom Card8


Personalize your Card with a photo. You can even choose a photo of yourself to help merchants know it’s you.




1 Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union® money transfers onto your Western Union® Netspend® Prepaid Mastercard®. This optional offer is not a MetaBank product or service nor does MetaBank endorse this offer.

2 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-toaccount transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

4 Fee may be assessed by reload location and may vary from location to location.

5 Netspend does not charge for this service, but your wireless carrier may charge for messages and data.

6 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Neither Plan Fee option includes any other fees. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it.

7 Receive one (1) digital coupon for a one-time Custom Card Fee waiver when you qualify for Netspend Premier. Coupon valid for 365 days after issuance. $4.95 Custom Card Fee applies to all other Custom Card orders. Offer not valid for Netspend Premier Cardholders who do not currently have a valid coupon for a Custom Card Fee waiver. Limit one (1) offer per Card Account. [bank and association] are not affiliated in any way with this offer and do not endorse or sponsor this optional offer. Photograph (full-size or passport-type) must meet Custom Card Image Guidelines. See your Online Account Center for details.

8 Custom Card Fee applies. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of standard Replacement Card Fee. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement.

The Western Union® Netspend® Prepaid Mastercard® is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a Global Payments Inc. Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted.

Netspend, the Netspend logo, and any related trademarks or service marks are federally registered U.S. Service Marks of Global Payments Inc. and are used with permission.