Your money, your rules

Receiving money with Western Union Digital Banking

Make your money go further

Redirect a cash money transfer to your account

Skip the wait, and save yourself a trip, by redirecting your money transfer to your account. All you need is your MTCN code, and the money will be in your account in minutes.

Withdraw from ATMs with no fees – anywhere!1

With your Western Union Visa Platinum debit card you can withdraw cash at ATMs with no fees, including third-party fees, anywhere in the world.

Pick up cash at Western Union locations at home or around the world

Send yourself cash for pickup to any Western Union gent location, at home or around the world.

Request money – whenever you need to

Effortlessly send a request to receive money to your contacts, making it easy and convenient for them and for you.

Expecting money?

Open an account, and fund it by redirecting a money transfer to earn a 100 RON bonus2.

Expecting money?

Open an account, and fund it by redirecting a money transfer to earn a 100 RON bonus2.

Designed for receiving money

Get notified of incoming money transfers
Get notified whenever money is added to your account or when a money transfer is available for pick-up.

Redirect a Cash Transfer
Expecting a cash money transfer? Use the app to receive it in minutes.

Send or receive with no fees
Western Union Digital Banking account holders can send money transfers instantly to each other, with no transfer fees3.

Don’t have an account yet?
Open an account today

1 Free withdrawals and full reimbursement of third parties ATM fees are only available during the promotion period, from July 1st, 2025 to December 31st, 2025.

2 Customer must make a deposit using MTCN Redirect of a transaction which is greater than 200 EURs (or equivalent in other currency). The MTCN redirect is awarded with 100 RON. In total, Western Union Digital Banking account user can receive up to 100 RON max. Limited time offer until December 31st, 2025.

3 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.