We’ve upgraded the Western Union Prepaid Visa® Card website to make it even easier to manage your money. Your account and login information remain the same.

The Prepaid Card that works hard to keep money where it belongs — with you.

Receive transfers on the go, and simplify the way that you spend, receive, and manage your money with the Western Union Prepaid Visa® Card.

Get started

Prepaid Card Offers. Check our current offers to help your money go further!

Explore offers

No per transaction fees when you spend in-store or online in the U.S.1

No monthly fee for active cards

No reload fees with qualifying activity2

Western Union Prepaid Visa Card benefits

One Card for Multiple Uses

Send money, receive transfers, and make purchases. Great for budgeting family expenses, travel, or holiday shopping.

Faster Access to Funds

Get paid up to 2 days early with Direct Deposit.3

Enables Everyday Spending

Use online or in-store for groceries, essentials, rideshares, travel, subscriptions, etc. Easily add to digital wallets such as Apple Pay and Google Pay.

Trusted Security & Brand

Uses PIN and EMV chip technology and operates on the Visa payment network. From Western Union, a global leader in money movement.

Accessible & Inclusive

No credit check or bank account required to get started. Easy to activate and reload at thousands of locations or online.

Transparent Pricing

No hidden fees—just clear, upfront terms. See Cardholder Agreement for details.

E1-Landing-Page-Image_With-Prepaid-Card

More ways to save

When you load, spend, and use your prepaid card you will have opportunities to save money and get special offers. Check our current offers to help your money go further!

Explore offers

© 2026 http://westernunion.com . All rights reserved • Privacy statement • Terms and conditions • File a complaint • FAQs

Western Union Prepaid Visa® Card is issued by Pathward®, N.A. Member FDIC, pursuant to a license from Visa U.S.A. Inc. Once fully registered, the card can be used everywhere Visa debit cards are accepted. Prior to registration, card valid to use only in the U.S.

1 Fees for other transactions, including Foreign Transactions, may apply. See Cardholder Agreement for details.

2 Please Visit http://westernunion.com/prepaid/offers for details about Prepaid offers. Reload fee may be waived or credited after qualifying load.

3 Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.