Frequently Asked Questions

You can find the answers to many of your questions below.

But if you still need to know more, do not hesitate to call Western Union’s representative GraceKennedy Customer Service Center (876) 926-2454.

Who uses Western Union® Money Transfer service?

Anyone who needs to send or receive money quickly uses Western Union. These include people supporting friends or relatives abroad, travelers and business people who need to make fast, international remittances.

Who are Western Union® Service Providers?

They are our representatives that you can approach in order to send or receive money. In other countries, they may be in banks, post offices, supermarkets, grocery stores, drug stores, travel agencies, airports, train and bus stations, currency exchange offices and other retailers.

How can I find a Western Union agent location in Jamaica?

 

You can easily locate a Western Union agent in Jamaica online.

How do I send money from an agent location? and territories can I send money online?

The sender initiates the money transfer by providing receiver’s details and paying the agent cash to cover the transfer amount plus applicable fees. The agent immediately processes the transfer.

What are acceptable documents for picking up money in Jamaica?

Individuals must present their valid identification document (Passport, National ID card, Driver’s License) at any agent location, in order to pick up money transfer at a Western Union agent location.

Acceptable IDs are subject to the Bank of Jamaica rules and regulations

How money transfers are paid out to receivers?

Money transfers will generally be paid in cash, but some agents will pay by cheque or a combination of cash and cheque. The receiver may choose other ways to receive funds and some money transfers may be paid to accounts. Other restrictions may apply. Please contact Western Union agent to get more information about restrictions.

How can I find out if my money transfer has been paid?

Any time after the money has been sent, you can check your transfer status online. All you need is your name and the tracking number (MTCN – Money Transfer Control Number) printed on your receipt.

How can I find out if a money transfer is available for pick up?

You can check your transfer status online. All you need is the sender’s name and the tracking number (MTCN – Money Transfer Control Number) printed on the sender’s receipt.

How can I find out if a money transfer is available for pick up?

You can check your transfer status online. All you need is the sender’s name and the tracking number (MTCN – Money Transfer Control Number) printed on the sender’s receipt.

How do I pick up a money transfer?

You can pick up your money at any Western Union agent location. You’ll need to provide the following information:

  • Name
  • Address
  • The tracking number (MTCN – Money Transfer Control Number)
  • Amount expected
  • Sender’s full name
  • Country of origin
  • Acceptable ID documents

Some restrictions may apply.

When are Western Union services available?

Each Western Union agent location determines its own hours of operation. Some have extended hours and some even stay open 24 hours.
Find a nearby Western Union agent location.

How do I collect my money?

Currently it is not available to receive money online. For other options please click Receive money

How do I know if my money transfer has been received?

You can find the status of your money transfer using Track a Transfer on WU.com. Or you can call Western Union’s representative GraceKennedy Customer Service Center 876 926-2454, or write an email to wuonline@gkco.com

What do I need to bring in order to collect my money at a Western Union agent location in Jamaica?

Please get these details ready:

  • The sender’s full name (that is, first, middle and last names).
  • The country where the money was sent from.
  • The tracking number (MTCN – Money Transfer Control Number)
  • Amount Accepted
  • Acceptable ID documents are also required.

For more information, do check with your nearest Western Union agent location.

How does a Western Union agent pay out the money transfers ?

Money transfers will generally be paid in cash. The receiver may choose other ways to receive funds and some money transfers may be paid to accounts.
Other restrictions may apply. Please contact Western Union agent to get more information about restrictions.

How much does it cost to receive money?

All fees are paid by the sender. Receiving money is free of charge unless the receiver chooses to receive the money in a different currency or to a device or an account which was not part of the send transaction. Western Union may make money from foreign currency exchange.

What is a Money Transfer Control Number (MTCN)?

The Money Transfer Control Number (MTCN) is a unique number assigned to your transfer. Your receiver will need this number when they pick up their money, and it can also be used to track your transfer.

Are there common fraud scenarios that I should be aware of?

Yes. Only use Western Union to send money to friends and family. Never send money to someone you have not met in person. Scammers sometimes encourage people to transfer money. Do not transfer money to anyone who asks you to send them money:

  • For an emergency situation you haven’t confirmed.
  • For an online purchase.
  • For anti‐virus protection.
  • For a deposit or payment on a rental property.
  • To claim lottery or prize winnings.
  • To pay taxes.
  • For a donation to charity.
  • For a mystery shopping assignment.
  • For a job opportunity.
  • For a credit card or loan fee.
  • To resolve an immigration matter.

If you transfer money, the person you’re sending it to gets the money quickly. After the money is paid, Western Union may not be able to give you a refund, even if you are the victim of fraud, except under limited circumstances.

Someone claiming to be from Western Union e-mailed me. What should I do?

If you receive an email from anyone claiming to be from Western Union and you are unsure about it, do not click on any links in the mail. This may be a “phishing” attempt to acquire sensitive information from you. Instead, immediately forward the suspicious mail to wuonline@gkco.com.
Western Union will never send you e-mails to ask for your user ID, password, or credit card details.

Can the Test Question feature secure my funds or delay payment of a transaction?

Test question is not available for payout in Jamaica.

Does Western Union offer an escrow service or any kind of buyer protection?

Western Union does not offer escrow or buyer protection. To help protect yourself from fraud, never send money to someone you don’t know. If you suspect you may have been the victim of fraud using Western Union, contact us immediately at Western Union representative GraceKennedy Customer Service Center (876) 926-2454 or email wuonline@gkco.com.

What should I know about purchasing from online auctions?

For online auctions, examine feedback about the seller carefully and know the warning signs associated with fraudulent auction sales. Most online auction sites have safety guidelines or FAQs that can help you identify potentially fraudulent sales. Be wary if the seller is using a free email address or insists on accepting only one form of payment. Report any suspicious activity and file non-delivery of goods complaints with the auction site through which you purchased the item.
Remember that Western Union never acts as a guarantor of an auction buyer or seller’s performance.

What can I do if I suspect fraud or am a victim of fraud?

Contact your government’s Office of Consumer Affairs and police station if you are uncertain or suspicious of a telephone, mail, or e-mail solicitation.
If you feel you have been a fraud victim, contact your local police immediately.

What additional tips should I keep in mind?
  • Always make sure you know who you are sending money to. If you’re purchasing goods or services through Service Provider’s remittance services powered by Western Union, it’s your responsibility to verify the legitimacy of the seller. We are not responsible for the quality or non-receipt of any goods or services.
  • Discontinue a call if a caller coaches you to respond to questions asked by Western Union.
  • Security is everyone’s responsibility. Stay informed. Keep abreast of new fraud trends.

Remember, if it seems too-good-to-be-true, it probably is.

Does Western Union offer an escrow service or any kind of protection for online auctions and other transactions?

No. Remember, to protect yourself, never send money to someone you don’t know. If you think you’ve been scammed, contact us immediately at Western Union representative GraceKennedy Customer Service Center (876) 926-2454 or email wuonline@gkco.com

Learn more about fraud protection.

What are Western Union agent locations?

Western Union Agent Locations are independent businesses that provide money transfer services to their customers on behalf of Western Union. In Bahrain these are Exchange houses and Banks.

How can I find a nearby Western Union Agent location?

Use this link to find an Agent location near you.

How do I send money from a Western Union Agent Location?

You’ll need to provide a valid identification document, transaction details, and pay the agent the amount you want to send, plus fees, in cash.

Which transfer service is offered at Western Union Agent Locations?

Western Union Agent Locations offer the ability to send money worldwide using cash.

How much money can I send from a Western Union Agent Location?

You can usually send up to 7,500 USD. However, for certain amounts and transfers, you may be subject to provide additional information or documentation.
You will be required to provide a valid identification document Bahrain National ID for sending money at a Western Union Agent Location.
Acceptable IDs are subject to the Central Bank of Bahrain rules and regulations.

What is the My WU℠ loyalty program?

My WU is a free loyalty program from Western Union. You can register on westernunion.com or our mobile app.

How can I register to My WU loyalty program?

You can register to My WU loyalty program in 2 ways

  • By clicking the box “Enroll to My WU program” during your registration on www.wu.com for online transactions.
  • At cash counter while sending money from our Agent locations.
What are the benefits of My WU℠ loyalty program?
  • Transfer fee discounts on qualifying money transfers.
  • Special promotions on money transfers.

Learn more about My WU program.

How can I earn My WU℠ points?

Earning reward points is currently disabled in the program. If you are a My WU member, we will notify you about our new rewards program.

Why can I not earn points in the My WU℠ loyalty program anymore?

Earning reward points is currently disabled in the program. If you are a My WU member, we will notify you about our new rewards program.

Can I still redeem My WU℠ points?

Yes, you can continue to redeem your My WU points until their expiry.

How do I redeem My WU℠ points?

On our website and app:

  1. Log in to your Western Union profile.
  2. Go to Menu and select My WU.
  3. Select Redeem points.
  4. Select Yes in the popup.
  5. Select Use reward.

The discount will be automatically applied to your next transfer fee.

 

Via the My WU portal:

  1. Log in to your profile and go to My WU Rewards.
  2. Go to the Rewards section to view your reward options.
  3. Choose your reward and select Use reward.

The discount will be applied automatically to your next transfer fee.

You can use your My WU points till they expire as per My WU terms and conditions.

I don’t remember my My WU number, where can I retrieve it?

It’s important for you to know your My WU number and keep it handy, so that you can leverage the benefits of the program. You can find your My WU number printed in the receipt of the transaction you register to the program with, in the last transaction receipt (assuming your profile was looked up), by contacting customer service, or by logging in to wu.com site.

I’m trying to login to My WU website to check My balance or redeem a reward and I’m getting ‘no matching records found’ error message. What can I do?

You should double check the data that you are using to login (i.e. Last name + My WU number , or Last name + Email) and make sure they match the latest information that you have provided to WU. If you cannot validate or are unsure of the information provided to WU, you can call the support line to retrieve/update the relevant data points, including My WU number, Email address and Phone number. Using My WU number or email address (together with your last name) is the most reliable way to check your balance and/or redeem rewards.

I have multiple My WU numbers/profiles, will the points balance and rewards redemption work?

WU has tried to merge matching/duplicate profiles and reconcile point balances, contacts, etc. This is a very complicated task and, in some cases, some profiles were kept separately. For a smooth experience, members are invited to merge their duplicate accounts (by calling the support line) and update their main profile, so for the balance and reward redemption features to work as expected.

I’m trying to login to My WU website to check my balance or redeem a reward and I’m getting ‘multiple matches’ error message. What can I do?

In this case you are using a non-unique lookup criteria: phone number (together with your last name) and chances are that you have unintentionally (1) registered more than once with the same phone, (2) provided a wrong and/or dummy phone number OR (3) provided a phone number that was somebody else’s. Best way to address these challenges is by contacting customer service to make sure your profile is reflecting the most current information, including last name, email address and mobile phone number. Using My WU number or email address (together with your last name) is the most reliable way to check your balance and/or redeem rewards.

You can find the answers to many of your questions below.

But if you still need to know more, do not hesitate to call Western Union’s representative GraceKennedy Customer Service Center (876) 926-2454.