Stablecard by Western Union is a Visa spend card that lets you spend, withdraw cash, and shop online anywhere Visa cards are accepted. The card is secured by the cardholder’s deposit of US Dollar Payment Token (USDPT) as collateral.

USDPT stands for US Dollar Payment Token. It is a stablecoin, which is a digital version of the US dollar (USD) designed to maintain the same value as the US dollar. For every USDPT issued, an equal amount of USD is held in reserves such as bank deposits, U.S. Treasury bills, and other cash equivalents.

USDPT is a stablecoin, which is a type of cryptocurrency. Its purpose is to provide a fast, low-cost way to send and receive money worldwide, 24/7, combining the stability of US dollar with the efficiency of blockchain technology.

The Western Union Stablecard app is supported by:

• The card issuer and program manager: Rain (Nimbus LLC dba Third National)
• The card network: Visa
• The US Dollar Payment Token USDPT issuer: Western Union, issued by Anchorage Digital Bank on the Solana blockchain

Fees may apply, including but not limited to charges for card use and ATM withdrawals. See Terms and Conditions for full details.

To redirect your cash pickup transfer to the Stablecard app:

1. Download the Western Union Stablecard app, log in and complete the onboarding process.
2. Go to the card dashboard.
3. Choose the option to add money to your Stablecard.
4. Select the cash redirect option.
5. Provide required information like tracking number (MTCN), sender’s name, and phone number to verify your transfer.
6. Review the amount and fees.
7. Confirm the redirect.

Your cash transfer will be redirected to your Stablecard, and you’ll receive a confirmation once the process is completed.

Yes, you can withdraw cash in local currency from any supported ATMs with the Visa logo and at any Western Union agent location globally.

The amount withdrawn will reduce your US Dollar Payment Token (USDPT) balance and may be subject to withdrawal limits.