Send money with Western Union from 0€ in transfer fee¹

Whether you’re sending money online, in person or with our app, it’s easy to check Western Union’s money transfer fees and exchange rates upfront, before you send money from Spain.

Check rates

Be informed. Be aware. Protect yourself from fraud

We encrypt your money transfers

We are committed to keeping your data secure

Transparent transfer fees — no matter how you’re sending money from Spain

Western Union’s transfer fees vary depending on the destination, transfer amount and how quickly you want your money to arrive. No matter how you’re sending funds, our exchange rates are always transparent.

Online
Send money online from Spain
directly to your receiver’s bank
account or for cash pick-up at an
agent location from 0€
transfer fee¹.
Register
With our app
Send money on the go from 0€
transfer fee¹ when you send with
our money transfer app.
Learn more
At an agent location
Send money in minutes² or cash
pick up from more than 5,400
agent locations³ in Spain for 2,90€
transfer fee¹.
Find locations

Simple steps for sending money with Western Union

1
Register your free profile
Log in or register and verify your profile to send money from Spain. You can verify your profile using your driver’s license, passport, or government-issued ID.
2
Choose the amount and destination
Enter the destination, the amount you’d like to send and how you want your receiver to get the funds. You’ll be able to see Western Union exchange rates during this time.
3
Enter your receiver’s details
Enter your receiver’s bank account details to transfer money to their bank account. To send funds for cash pick-up, provide their name and address.
4
Select a secure payment method
Choose how to pay: with your credit⁴ or debit card, or with your bank account.
5
Confirm, send and track your money transfer
Your money is on its way! We’ll send you a confirmation email with the 10-digit MCTN to track your money transfer.

Our customers made millions of transfers with Western Union last year—here’s why:

Ease and convenience

Send money the way that’s convenient for you: online, with our app or in person at an agent location.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union money transfers.

Worldwide reach

With Western Union, you can transfer money from Spain to 200+ countries and territories around the world.

Get rewarded with My WU^℠

Earn points anytime you send money online, in person or with our app and get exclusive offers only for members.

Learn more

Frequently Asked Questions about Western Union’s transfer fees and exchange rates

How much does it cost to send money with Western Union?

Western Union charges vary depending on the destination, transfer amount and how quickly you want your money to arrive.

If you are sending money online: Western Union transfer fees from Spain start from 0 € transfer fee¹.

If you are sending money via the Western Union^® app: Western Union transfer fees from Spain start from 0 € transfer fee¹.

If you are sending money in person: Western Union transfer fees from an agent location in Spain start from 2,90 € transfer fee¹. The exchange rates that will be applied and the transfer fees that you will be charged by Western Union, are explained in the money transfer form that will be provided to you at the agent location where you carry out the money transfer.

Note: If you are using a credit card⁴ to send money online or over the phone, a credit card issuer cash advance fee and associated interest charges may apply. You can avoid these fees by using a debit card.

How can I estimate the price of my Western Union transfer?

If you are sending money online or with the app, you can get a free estimate anytime and without an obligation to send money later using our price estimator.

You can also get an estimate by visiting the send money form and entering your destination and the amount you’d like to send.

Transfer fees and exchange rates provided are estimates only and are not guaranteed. Additional taxes and fees may apply.

How are Western Union’s transfer fees calculated?

Western Union’s transfer fees depend on the destination, the transfer amount and how quickly you want your money to arrive. When sending money online or with the app, you can always check the applicable transfer fees and exchange rates before you make a transfer.

How can I get information on Western Union’s transfer fees and exchange rates?

Western Union offers real-time information on exchange rates to help you stay up to date on the latest developments when sending money internationally. Check current exchange rates before making a transfer with our app or online.

How do I check Western Union’s transfer fees and exchange rates with the app?

When you choose to send money from Spain with our app, you can check Western Union’s transfer fees and exchange rates before you make the transaction. Transfer fees are calculated based on the receiver’s country, the amount sent and how quickly you choose the funds to arrive.

Does Western Union offer discounts on transfer fees and exchange rates?

You may receive transfer fee discounts and other promotions by registering with our loyalty program, My WU^℠ and can earn points every time you send a qualifying money transfer.

How can I avoid transfer fees when sending money?

Certain types of money transfers, like wire transfers, can get expensive if your bank or financial institution charges high fees for incoming and outgoing wires. There are certain ways to cut costs depending on your bank or financial institution, including adjusting how you initiate a money transfer and how you convert currency.

When you make a money transfer with Western Union, our transfer fees and exchange rates are always transparent.

Still have questions about Western Union exchange rates?

Visit our FAQs or simply get in touch. Our Customer Care team is just a call away. Contact us.

See FAQs

Register to start sending money today

Quick and easy registration

It’s easy to register and start using our money transfer services.

Track your money transfer

You can easily track your transfer online or via our app using the MTCN.

Pay the way you like

Pay using your bank account, credit⁴/debit card or cash.

Convenient locations

Send money for cash pick-up at an agent location near your receiver.

International money transfer services at your fingertips

Send money on the go 24/7.

Track your money transfer in real time.

Resend quickly to friends and family.

Learn more

4.6/5

4.7/5

Rating as of 15 February 2022.

¹ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

² Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

³Agent location count valid as of 31 December 2021.

⁴ If you are using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

Send money with Western Union from 0€ in transfer fee1