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Make your first online transfer this Christmas and enjoy a cost-free transfer

New users will enjoy a €0 transfer fee1 and better exchange rates on their first online transaction to a selection of countries* at westernunion.com or through our app.

    Send to
    EUR

    FX: 1.00 EUR =

    Fee:

    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”.
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    Options for sending and receiving money as a Christmas gift

    Pay as you prefer to send money as a Christmas gift

    Directly from your bank account

    With your credit4 or debit card

    Apple Pay® from our app

    Ready to send money?

    Transfer money for Christmas with our app

    Send money virtually anywhere in the world, available for cash pickup in minutes2.

    Check fees and exchange rates1 beforehand.

    Track your money transfer conveniently.

    Save time and repeat money transfers. Send money for Christmas with our application.

    Download now
    4.6/5
    4.4/5

    Rating as of November 16, 2023.

    Why send money as a Christmas present?

    Even if you’re away from home this Christmas, you can still be part of the celebration. Simply send money home as a Christmas gift with Western Union’s online services. It’s fast, reliable and convenient, and it’s available anytime and from anywhere.

    Family sitting at the table playing board games
    Advantages of sending money online with Western Union

    You can trust Western Union to deliver your Christmas gift to your family when and where it’s needed. Send money online and get access to all the advantages we offer this Christmas.

    How to send money online for Christmas?

    1

    Sign up or log in to your profile

    Sign up or log in on westernunion.com or our app. It‘s free and all you need is an email address.

    Instructional
    2

    Choose the amount you wish to send

    Enter the amount you want to send as a Christmas gift. We will show you the costs for the selected amount.

    3

    Choose your payment and collection method

    Transfer the money with your bank account or with your credit4 or debit card directly to the recipient’s bank account.

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    4

    Enter your receiver’s details

    Fill in the recipient’s personal details and bank account information.

    5

    Verify your identity

    We will ask for a photo of your ID card to verify your identity.

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    6

    That’s it! Your Christmas gift is on its way

    We’ll take care of the rest. You can track your money transfer and check its status with the Money Transfer Control Number (MTCN).

    Woman checking her cell phone
    How much does it cost to make a transfer on holiday?

    The costs1 are calculated depending on the amount, the destination and the methods of payment and collection. With Western Union, you can choose what best suits your budget and is most convenient for your loved ones to wish them a Merry Christmas.

    Woman checking her cell phone

    Can a transfer arrive during a holiday?

    All bank transfers depend on the rules of the SEPA zone countries. Within this common territory, the money will arrive between the same day and the next business day (any day of the year that is not a Saturday, Sunday or public holiday).

    On public holidays banks do not operate, therefore, they do not make bank transfers. If you want to make a money transfer this Christmas, it is advisable to take into account the holidays of the countries of origin and destination because, if you make a transfer on holidays, it is possible that it will not be processed for some time.

    Nationally, these are the dates on which banks do not operate, as these are not working days: Saturdays and Sundays, Good Friday, Easter Monday, Labor Day, Christmas Day and December 26.

    Have questions or need help?

    Contact our Customer Care team or visit our FAQ page for more information.

    Young girl opening Christmas presents with two toddlers
    Donate to spread cheer this holiday season

    Western Union Foundation funds programmes for underprivileged populations around the world. In collaboration with our partners, we advocate for a world where there is greater equality of opportunity for all. Help us in our mission by making a donation this Christmas.

    Young girl opening Christmas presents with two toddlers

    * Western Union standard and new customer offer fees and rates are subject to change without notice. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. The 0 € transfer fee for first online money transfer does not apply in Nicaragua and in Peru for cash pickup. The exclusive offer for improved exchange rate in cash pickup is limited to Ecuador, Peru, Paraguay, Morocco, Dominican Republic, Uruguay, Mexico, United States, Chile, Bolivia (USD), Brazil, Honduras, Nicaragua, Colombia, Guatemala (GTQ), Gambia (GMD), El Salvador (USD), Philippines, Panama (USD), Costa Rica (CRC), Bulgaria (BGN), Cambodia (USD), Democratic Republic of the Congo (USD), Egypt, Ghana (GHS), Guinea (GNF), Haiti (HTG), India (INR), Indonesia (IDR), Jamaica (JMD), Kenya (KES), Lebanon (USD), Nepal (NPR), Romania (RON), Rwanda (RWF), Tanzania (TZS), Thailand (THB), Tunisia (TND), Turkey (TRY), Uganda (UGX), Ukraine (USD), United Kingdom (GBP), Vietnam and Zambia (ZMW). The exclusive offer for improved exchange rate for bank accounts is limited to Brazil (BRL), India, Colombia (COP), Bolivia, USA Morocco (MAD), Guatemala (GTQ), Philippines (PHP), Costa Rica (CRC), Ghana (GHS), Indonesia (IDR), Thailand (THB), Turkey (TRY), Uganda (UGX), Ukraine (UAH), United Kingdom (GBP), Honduras (HNL), Paraguay (PYG), Peru (USD), Australia (AUD), Bangladesh (BDT), Canada (CAD), Malaysia (MYR), New Zealand (NZD), Nigeria (USD), Poland (PLN), Sri Lanka (LKR), Sweden (SEK) and Switzerland (CHF). The exclusive offer for improved exchange rate for Mobile Wallet is limited to Philippines (PHP), Indonesia (IDR), Tanzania (TZS), Colombia (COP), Bangladesh (BDT), El Salvador (USD), Botswana (BWP), Burundi (BIF), Liberia (USD).

    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Transfer fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Transfer fees and exchange rates subject to change without notice.

    2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

    3 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.