Send money from China, the way you want.

Be informed. Be aware.
Protect yourself from fraud.
Hero _ Lady with a laptop

Your money transfer, your choice

Choose how you’d like to send money with Western Union:

How do I send money from China?

Pick your preferred method and follow our step-by-step guide:

Residents of China can transfer money quickly and conveniently through our partner banks’ online channels.

Send money online for a cash pickup

Your receiver can pick up the cash in minutes2 at any of our 525,000+ locations1 around the world.

  1. Apply for a debit card and online/mobile banking services at our partner banks.
  2. Log in to the bank’s online or mobile banking.
  3. Fill out your money transfer details. Make sure to include your receiver’s complete information3.
  4. Choose your payment method. You can pay from your debit card directly.
  5. Track your transfer. Upon successful payment, you’ll see the Money Transfer Control Number (MTCN) on screen, which you can use to track your transfer.
  6. Inform your receiver. Share the MTCN with your receiver and let them know that the cash is ready for pickup at one of our agent locations. Do not disclose your money transfer details to anyone except your intended receiver.

Want to send money in person? Visit one of our partner bank locations nearest to you in China.

Send money from our partner bank location for a cash pickup

Your receiver can pick up cash in minutes2 at any of our 525,000+ locations1 around the world.

  1. Visit our partner bank location. Make sure to bring a government-issued photo ID with you.
  2. Fill out your money transfer details. Provide those informationto the agent along with the money you wish to send and provide your ID.
  3. Pay the transfer fee.
  4. Track your transfer. Upon successful payment, you’ll be given a receipt with your Money Transfer Control Number (MTCN), which you can use to track your transfer.
  5. Inform your receiver. Share the MTCN with your receiver and let them know that the cash is ready for pickup at one of our agent locations. Do not disclose your money transfer details to anyone except your intended receiver.
Peace of mind
every time
I have questions about sending money online

Which online services can I use to send money from China?

You can send money through the following Western Union partner banks via online or mobile banking:

  • China Everbright Bank (CEB)
  • Shanghai Pudong Development Bank (SPDB)
  • Postal Savings Bank of China (PSBC)
  • Bank of China (BOC. Mobile banking only)

Postal Savings Bank of China implemented a new policy to restrict its money transfer business to 73 countries/territories as per its internal risk control requirement. It only processes money transfers sent or received to/from 73 countries and territories.

The 73 whitelist countries and territories are:
Armenia, Australia, Austria, Bahrain, Bangladesh, Belgium, Bolivia, Bosnia and Herzegovina, Brazil, Bulgaria, Canada, Chile, China-Hong Kong, China-Macau, Commonwealth of Dominica, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Dominican Republic, El Salvador, Estonia, Finland, France, Gambia, Georgia, Germany, Greece, Grenada, Guatemala, Honduras, Hungary, Iceland, India, Ireland, Israel, Italy, Japan, Jordan, Korea, Kuwait, Latvia, Lithuania, Luxembourg, Malta, Marshall Islands, Mauritius, Mexico, Moldova, Netherlands, New Zealand, Norway, Peru, Philippines, Poland, Portugal, Qatar, Romania, Saint Lucia, Saint Vincent and the Grenadines, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Taiwan, United Arab Emirates, United Kingdom, United States of America, and Uruguay.

I have questions about sending money from a partner bank location

Which Western Union partner banks can I visit to send money in person?

You can walk in to our following partner banks to send money in person:

  • Bank of China (BOC)
  • China Everbright Bank (CEB)
  • Shanghai Pudong Development Bank (SPDB)
  • Postal Savings Bank of China (PSBC)
  • Jilin Bank
  • Fujian Haixia Bank
  • Zhejiang Chouzhou Commercial Bank
  • Guangzhou Rural Commercial Bank
  • Guangxi Beibu Gulf Bank
  • Jiangmen Rural Commercial Bank
  • Zhejiang Tailong Commercial Bank
  • Rural Commercial Bank of Fuzhou

In China, a bank account may be required by the bank for sending money in cash.
Please consult the local bank location for more details. Overseas receiver can pick up cash without a bank account.

Please note: Western Union agents are also banks in China who are subject to local regulations, risk control and bank compliance requirements. Some restriction has been recently implemented by WU bank agents on money transfer service to and from selected countries and their passport holders according to the guidance from local regulator and bank risk control. Please check with your WU bank agent location for more details before sending or receiving money.

Postal Savings Bank of China implemented a new policy to restrict its money transfer business to 73 countries/territories as per its internal risk control requirement. It only processes money transfers sent or received to/from 73 countries and territories.

The 73 whitelist countries and territories are:
Armenia, Australia, Austria, Bahrain, Bangladesh, Belgium, Bolivia, Bosnia and Herzegovina, Brazil, Bulgaria, Canada, Chile, China-Hong Kong, China-Macau, Commonwealth of Dominica, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Dominican Republic, El Salvador, Estonia, Finland, France, Gambia, Georgia, Germany, Greece, Grenada, Guatemala, Honduras, Hungary, Iceland, India, Ireland, Israel, Italy, Japan, Jordan, Korea, Kuwait, Latvia, Lithuania, Luxembourg, Malta, Marshall Islands, Mauritius, Mexico, Moldova, Netherlands, New Zealand, Norway, Peru, Philippines, Poland, Portugal, Qatar, Romania, Saint Lucia, Saint Vincent and the Grenadines, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Taiwan, United Arab Emirates, United Kingdom, United States of America, and Uruguay.

Important notice: During the outbreak of coronavirus, Western Union bank agent locations are open for service, but bank branches might adjust their operation hours based on the local virus situation. To prevent the spread of the epidemic and reduce unnecessary travel, it’s highly recommended to send and receive money online through one of our partner banks offering a Western Union branded money transfer service, or to use our Direct to Bank service to receive funds. If you must go to a bank branch, please make a call to the location about its operation hours before your visit. Please wear a mask for your own protection and cooperate with the epidemic inspection if required by your bank branch. Thank you for your understanding and cooperation. Keep safe.

Which are the acceptable IDs to send money from China?

You’ll need to present one of the following government-issued ID:

  • China Identification Card
  • Passport (Excludes Hong Kong, Macau, and Taiwan passports)
  • Mainland Travel Permit (For Hong Kong, Macau, and Taiwan residents only)

Acceptable IDs are subject to the banking laws and regulations of China.

Need help?

Visit our FAQ section or contact us through our Customer Care.

Why send money with Western Union?

1 Network data as of 30 September 2018.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country/territory, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms & Conditions for details.

3 Please provide your receiver’s name as it appears on the ID they will be presenting to pick up the money.