Sending and receiving money from Germany to Bosnia-Herzegovina

Money By Justina Saveikytė April 15, 2021

Whether it’s Sarajevo, Banja Luka, Tuzla, or somewhere in between, supporting the ones you love knows no borders. No matter if it’s the first time you have sent cash back home to Bosnia-Herzegovina with Western Union, or you do this regularly – with the following tips we’ve compiled for you, your next international money transfer will run as smoothly as possible.



Making sure that the ones you love get exactly the amount they need is as important to us as it is to you. Foreign exchange markets can often be volatile, so you should always check the BAM mid-market rate against the currency you want to send online. Once you’ve done this, just head over to the Western Union® app or to check the transfer fees[1] and the Bosnian Mark exchange rate offered by Western Union. This way you’ll check exactly how much money your receiver will get before you even start your transaction.



When sending money with Western Union, you can choose between three convenient options: via the WU app from virtually anywhere, from the comfort of your home with, or in person at your local agent location. Please note that your choice can affect the transfer fee[1] which is displayed before you continue with your transaction.

You can choose whichever way works best for you. Send money in cash, via credit[2]/debit card, with Klarna or a direct bank transfer from your account. Please note that the fees and exchange rates for sending money depend on several factors, such as the speed of the transaction and destination of funds.

If you prefer to pay for your transaction in cash, set up your transfer on the Western Union® app, this will lock in the exchange rate[3], then you can complete your transaction at a nearby agent location.



Now that you’ve chosen your preferred way to send money, what’s the best way for your loved ones to receive it? As there are more than 1,000 Western Union agent locations in Bosnia-Herzegovina, your receivers could visit the nearest agent and pick up the money in cash.[4] However, if you want to save your receivers’ time and avoid them waiting in line, you can also send your money transfer directly to a qualifying bank account.

Regardless of how your loved ones wish to receive their money, they can track your transfer from start to finish by using the tracking number (MTCN). It can be found on your transfer history page and your receipt. You should always save your MTCN and send it only to your receiver after you have completed your transfer. Click here to learn more about tracking your transfers.

Whether it’s sending money back home to the ones you love, supporting a cause that’s close to your heart, or making an investment into your future, Western Union has a service to fit your needs 24 hours a day, 365 days a year. Choose the money transfer service with over 145 years of experience and make sure your receivers get the money they need quickly and easily.


[1] Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location-based on several factors. Fees and rates subject to change without notice.

[2] If you use your credit card, card issuer cash advance fee and associated interest charges may apply; use a debit card to avoid these fees and charges. Subject to location facilities.

[3] Due to local restrictions, in some countries exchange rates can only be fixed on the receiver side.

[4] Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options.  Additional restrictions may apply. See terms for details.