Western Union in China

Western Union has served consumers for over 145 years in money transfer services. Backed by an advanced and comprehensive financial network for electronic money transfer, Western Union® Money TransferSM services are available at more than 500,0001 Service Provider locations in over 200 countries and territories around the world.

Western Union Money Transfer services have been available in the Chinese market since the early 1990s. Our Service Providers in China provide over 28,0001 Service Provider locations across 31 municipalities, autonomous regions and provinces.

Money in minutes

Western Union collaborates with many banks in China, providing fast money transfer services in minutes2.

You can send or receive money through service providers’ locations.

To a bank account

Western Union cooperates with ChinaPay, a subsidiary of UnionPay, to provide reliable direct to bank money transfer service. The money can be paid into qualifying bank accounts at major commercial banks3 in China.

FAST Send money to qualifying Chinese bank accounts at major commercial banks during China bank processing hours in minutes3

TRANSPARENT Receive CNY (RMB) directly at no charge4 on the receiver’s end. The amount to be received is confirmed at the point of sending.

CONVENIENT Money is paid directly into the receiver’s qualifying bank account. Receiver does not need to go to an Agent location.

1 Network data as of 30 September 2017. In certain countries/territories, the send money service is not available; customers can only receive money.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country/territory, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See Send form for details.

3 To qualify, the sender must provide a UnionPay debit card number that starts with ‘62’ and that has been associated with a bank account held at a supported bank. Major commercial banks as defined by the China Banking Regulatory Commission Annual Report 2014. Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first time receiver may be delayed until WU receives additional required information from the receiver. Service and funds availability depends on certain factors including amount sent, currency availability, regulatory issues, consumer protection issues, identification requirements, required receiver action(s), delivery restrictions, location hours, and differences in time zones (collectively,“Restrictions”).

4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Subject to applicable taxes (if any).