How to deposit money to a bank account in the Philippines.

Tips By Olivia Beltran May 6, 2022

Did you know you can deposit money directly to a bank account in the Philippines from a Western Union®  agent location? Sending money directly to a bank account in person from a Western Union® agent location in the United States or Canada is one of the best ways for loved ones to receive their money in the Philippines. Send money directly to the Philippines’ top 10 banks including Banco de Oro, Metropolitan Bank & TCO, Bank of the Philippines Island, Land Bank of the Philippines, and Philippines National Bank.

We’re here to provide you with the information needed to easily deposit money directly to a bank account in the Philippines.


Send money directly to bank accounts in the Philippines in a few simple steps:


1. Check out the list of some of the major banks you can transfer to in the Philippines.

Below are just some of the top banks in the Philippines that you can send money to from a Western Union agent location. Don’t see your receiver’s bank on this list? Feel free to ask a front-line associate at Western Union® agent location near you to see if your receiver’s bank is on the extended list.

List of major banks in the Philippines.  








2. Before you head to a nearby agent location, be prepared with your receiver’s banking information.

Receiver information needed to transfer money to a bank account:

  1. Name (first / last) – exactly the way it appears on your receiver’s state issued ID.
  2. Bank name
  3. Account number
    1. Account numbers are normally 12 characters long, but the number of characters vary depending on the bank. Double check with your receiver!
  4. Purpose of Transaction

Note: Make sure that the details being provided are accurate to avoid delays.

3. Plan ahead! Check local banking hours to make sure your money gets deposited at the time you want it to be.

How fast will the money get deposited into my receiver’s bank account?

When sending money to a bank account in the Philippines, the deposit can take anywhere from Real Time1 to the end of the banking day (same day deposits).

Keep in mind that other local banks may have deposit cut-off times during the week or could be closed over the weekends. These are factors that may delay funds being deposited into your receiver’s bank account.

What currency will the money be deposited?

Philippine Pesos.

4. Head into an agent location nearby!

Easily send a money transfer to your recipient’s bank account from one of over 57,0002 convenient Western Union® agent locations in the U.S. alone and 2,5002 in Canada. Start sending money to a bank account today!

1 Philippines: Real-time transfers are available to Banco De Oro (BDO), Bank of the Philippine Islands (BPI), Land Bank and Metrobank. For first-time BPI receivers, it may, however, take up to 2 hours. Funds sent to Land Bank between 10 am and 1 pm Eastern Time may also be delayed.

2 Agent location count from Q4 2022.