Send Money

We have 515,000 agent locations worldwide. Our friendly, knowledgeable agents can make your money transfer happen with ease.

  • Money in minutes - When you need money there in minutes.1, 2
  • To a bank account - Send money directly to your receiver's bank account.2
  • To a mobile phone - If your receiver lives in a country where we offer mobile money transfer service, and they have an activated mobile wallet with one of our partner mobile operators, you can send money straight to their mobile phone.1, 2

How to Send Money In Person

Sending money in person with Western Union is easy. Choose the service that's best for you and follow the simple steps below to find out how.

Money in Minutes service                                                                                                                      ^ to top

  1. Search for an agent location near you.
  2. Complete the Send Money form.
  3. Give the agent the completed form with the applicable funds (including transaction fee) in cash.3 
  4. Save your receipt and tracking number (MTCN). Your receiver will need the tracking number (MTCN) for pickup and you'll need it to track your transfer.

Send money to a bank account                                                                                                             ^ to top

  1. Getting money directly to your receiver is easier than ever when you transfer money to a bank account.1 Availability at all Western Union agent locations makes the process quick and convenient.2
  2. Search for an agent location near you.
  3. Complete the Send Money form, including your receiver’s bank and account information. Check what specific information is needed.
  4. Give the agent the completed form with the applicable funds (including transaction fee) in cash.3 
  5. Save your receipt with the tracking number (MTCN).
  6. The money will be deposited into your receiver’s qualifying bank account within 3 bank business days in the destination country. In some cases it could be deposited the next day. The 3-day count begins the day after you send your transaction. Check out destination-specific timing.

To a mobile phone                                                                                                                               ^ to top

If your receiver lives in a country where we offer this service, you can send money to their mobile phone—so they can get their money even more quickly and easily.1 Make sure your receiver has activated a mobile wallet2 with one of our partner mobile providers in their country.

  1. Check available destination countries and mobile providers.
  2. Search for a participating agent location near you.
  3. Fill out the Send Money form including your receiver’s mobile phone number.
  4. Give the agent your completed form with the applicable funds (including transaction fee) in cash.3
  5. Save your receipt with the tracking number (MTCN).

Read the restrictions and special notes for this service.

2 Funds will be paid to receiver’s mobile wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash.

3 Western Union also makes money from currency exchange.