WESTERN UNION® - VIENAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (AGRIBANK) LIBERATION DAY PROMOTION (“PROMOTION”) TERMS AND CONDITIONS

1. Information on how to enter and the prizes form part of these Terms and Conditions. By participating, entrants agree to be bound by these Terms and Conditions.
2. The promoter of this Promotion is Vietnam Bank for Agriculture and Rural Development - AGRIBANK (“Promoter”).
3. Entry is open to all persons aged 18 years or above who satisfy the entry requirements outlined in clause 5 below (“Eligible Participants”). Employees (and their immediate families) of the Promoter, Western Union^® Agents and Sub-agents, and service providers/marketing agencies associated with this Promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
4. This Promotion commences on 12:01am (Vietnam Time) on 15 April 2021 and ends on 11:59pm (Vietnam time) on 15 May 2021 (“Promotion Period”) and is subject to extension by the Promoter. Entries received after 11:59pm (Vietnam time) on 15 May 2021 (or such later Promotion Period end date) will not be accepted and will be deemed invalid.
5. All Eligible Participants who, during the Promotion Period, receive any amount via Western Union® Money Transfer Services at Promoter’s locations in Vietnam with a Money Transfer Control Number (“Qualifying Money Transfer”) during the period will automatically enter into the lucky draw. Result draws are done automatically by the system and promoter will inform the Eligible Participant the result immediately.
6. Multiple entries are permitted, subject to each Qualifying Money Transfer must be made separately and in accordance with these Terms and Conditions.

7. There will be 4.650 prizes, in cash, details as below. An Eligible Participant can win more than once during the entire Promotion Period. The winner(s) shall be responsible for any tax arising for winning the prize.

8. If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties or failures, unauthorised intervention or fraud, vandalism, power failure, natural disasters, acts of God, civil unrest, strikes, epidemics, pandemics or similar, infection by computer virus, bugs, tampering, unauthorised intervention, fraud, or any other causes beyond the control of the Promoter, which corrupt or affect the administration, security, fairness or integrity or proper conduct of this Promotion, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any Eligible Participant; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Promotion, as appropriate to give effect so far as reasonably possible to the original intent of this Promotion.
9. Subject to any applicable laws which cannot be excluded, the Promoter and its related bodies corporate and agents associated with this Promotion shall not be liable for any loss, damage or injury suffered or sustained by anyone (including, but not limited to, direct or indirect loss, consequential loss or loss arising from negligence) arising directly or indirectly out of or in connection with this Promotion or any prize provided as part of this Promotion.
10. Acceptance of any prize, benefit and/or offer provided by the Promoter will be deemed as consent by the winner(s) to take part in any related publicity and using their name, likeness, image and/or voice for advertising and other promotional purposes without compensation, except as otherwise prohibited by any applicable law.
11. Western Union collects personal information (“PI”) in order to conduct the Promotion and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to regulatory authorities. Entry is conditional on providing this PI. Western Union will also use and handle PI as set out in its Privacy Statement, which can be viewed at [http://www.westernunion.com/sites/us/legal/privacy-statement.page]. The Privacy Statement also contains information about how Eligible Participants may opt out, access, update or correct their PI, and how Eligible Participants may complain about a breach of their privacy or any other applicable law and how those complaints will be dealt with. A request to access, update or correct any PI should be directed to Western Union.
12. To the extent that there is any inconsistency between these terms and conditions and other marketing materials or collateral produced in relation to this Promotion, these terms and conditions will prevail.