My WU® Rewards

My WU membership is rewarding. Earn points for every qualifying transfer. Redeem points for service fee reductions1 or phone time2.

Do it online anytime or call 1-877-984-0469.

Learn how to use your phone card - and even automatically add time.
It's as easy as 1-2-3.

Not a My WU member yet? Register now. It’s free to enroll!


Enjoy Great Rewards

Rewards Chart

Complete a qualifying money transfer or bill payment at an agent location, online or by phone, and you’ll get points automatically*.

* Earn 1 point for every $2 in qualifying transfer fees spent on a single transaction.

1  WESTERN UNION ALSO MAKES MONEY FROM CURRENCY EXCHANGE. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Service fee reductions apply only to the Western Union® service fee for a single Western Union Money Transfer® or Quick Collect® transaction. Western Union reserves the right to offer promotional discounts that cannot be combined with Gold Card service fee reductions.

2 Phone service provided by a third-party telecommunications provider and not Western Union. For customer service and current rate information call 1-866-372-4545. Calls are billed in 1-minute increments and are rounded up to the nearest penny. Free phone time rewards expire 90 days after award date. Prepaid minutes expire 365 days after latest recharge.

My WU enrollment requires e-mail or mobile number. By providing your mobile number with enrollment, you authorize us to send you automated text messages to your mobile number with program materials and request consent to send future promotional texts. Consent not required for purchase and may be revoked at any time. Msg & Data Rates Apply. Reply STOP to stop, HELP for help.