{"id":"cG9zdDo2ODM0MzU=","pageId":683435,"slug":"/to/en/legal/terms-conditions.html","title":null,"uri":"/apac/to/en/legal/terms-conditions/","status":"publish","date":"2022-07-14T08:24:10","dateGmt":"2022-07-14T16:24:10","modified":"2022-07-14T08:26:16","author":null,"template":{"templateName":"Default"},"Wubot_Enabled_Page":{"wubotEnabledPage":"No"},"evergage_Enabled_Page":{"evergageEnabledPage":"No"},"disable_Header_And_Footer":{"disableHeaderAndFooter":"No"},"darkTheme":{"isDarkTheme":"false"},"env":"production","ASSETS_VERSION":"R23-01.05.0","PAGE_VERSION":"R23-01.05.0","staticassetsDomain":"","wuIconsJsonPath":"/staticassets/R23-01.05.0/data/wu-icons.json","country":"to","language":"en","folder":"legal","page":"terms-conditions","pageDataUrl":"/staticassets/R23-01.05.0/page-data/to/en/legal/terms-conditions/page-data.json","headerContent":"<header class=\"wu-header \">\n    <div class=\"wu-header__content container\">\n        <div class=\"wu-header__logo-container\">\n            <div id=\"inbug-nav-item\" class=\"nav-item--logo\">\n                                <a href=\"/to/en/home.html\" class=\"nav-item__link\" role=\"menuitem\">\n                    <div class=\"wu-logo  w-auto\">\n                        <img role=\"img\" aria-label=\"\" class=\"d-none d-M-inline wu-logo--host wu-logo--desktop mar-xs-rt\" src=\"/content/dam/wu/logo/logo.wu.big.svg\" alt=\"Western Union Logo\" data-purpose=\"wu-brand-logo\">\n                        <img role=\"img\" aria-label=\"\" class=\"d-inline d-M-none wu-logo--host wu-logo--mobile mar-S-sm-rt\" src=\"/content/dam/wu/logo/logo.wu.small.svg\" alt=\"Western Union Logo Symbol\" data-purpose=\"wu-brand-logo\">\n                    </div>\n                </a>\n            </div>\n        </div>\n        <nav data-nav=\"main\" class=\"wu-nav\" aria-label=\"Primary\" role=\"menu\">\n            <ul class=\"nav-container d-none d-L-flex\">\n                        <li class=\"nav-item nav-item--main d-none d-L-inline\">\n            <a href=\"/global-service/track-transfer\" class=\"nav-item__link\" role=\"menuitem\">\n                <span class=\"white-space-nowrap nav-item__title m-auto\">Track a transfer</span>\n            </a>\n        </li>\n                <li class=\"nav-item nav-item--main d-none d-L-inline\">\n            <a href=\"/to/en/find-locations.html\" class=\"nav-item__link\" role=\"menuitem\">\n                <span class=\"white-space-nowrap nav-item__title m-auto\">Find Locations</span>\n            </a>\n        </li>\n                <li class=\"nav-item nav-item--main d-none d-XL-inline\">\n            <a href=\"/to/en/frequently-asked-questions.html\" class=\"nav-item__link\" role=\"menuitem\">\n                <span class=\"white-space-nowrap nav-item__title m-auto\">Help</span>\n            </a>\n        </li>\n                <li class=\"nav-item nav-item--main d-none d-XL-inline\">\n            <a href=\"/to/en/contact-us.html\" class=\"nav-item__link\" role=\"menuitem\">\n                <span class=\"white-space-nowrap nav-item__title m-auto\">Contact us</span>\n            </a>\n        </li>\n                        <li id=\"hamburger-nav-item\" class=\"nav-item wu-header__dropdown w-auto pad-xs-all d-none d-L-flex\">\n                    <button class=\"hamburger-button\">\n                        <i data-grunticon-embed=\"\" class=\"wu-icon wu-icon-heading__xl icon-0124_menu action-light\"></i>\n                    </button>\n                    <ul class=\"nav-dropdown wu-header__dropdown__items\">\n                                <li class=\"nav-item  d-block d-XL-none\">\n            <a href=\"/to/en/frequently-asked-questions.html\" class=\"nav-item__link\" role=\"menuitem\">\n                <span class=\"white-space-nowrap nav-item__title \">Help</span>\n            </a>\n        </li>\n                <li class=\"nav-item  d-block d-XL-none\">\n            <a href=\"/to/en/contact-us.html\" class=\"nav-item__link\" role=\"menuitem\">\n                <span class=\"white-space-nowrap nav-item__title \">Contact us</span>\n            </a>\n        </li>\n                            </ul>\n                </li>\n                                        </ul>\n            <ul class=\"nav-container d-flex d-L-none\">\n                            <li id=\"hamburger-mobile-nav-item\" class=\"d-flex d-L-none justify-content-center align-items-center pad-xs-all position-relative\">\n                <div class=\"position-relative\">\n                                    <button id=\"hamburger-mobile-button\" class=\"hamburger-button b-none pt-0 d-flex d-none\">  \n                        <div class=\"hamburger-menu\">\n                            <i data-grunticon-embed=\"\" class=\"wu-icon icon-0124_menu wu-icon__spacing-scale-xl action-light\"></i>\n                        </div>\n                    </button>\n                     \n                    <a href=\"javascript:void(0)\" id=\"close-sidenav-button\" class=\"hamburger-button b-none pt-0 d-none\">\n                        <i data-grunticon-embed=\"\" class=\"wu-icon icon-0022_close wu-icon__spacing-scale-xl action-light\"></i>\n                    </a>\n                </div>\n                <div id=\"wu-mobile-menu-content\" class=\"wu-mobile-menu-content bk-wu-dark d-none\">\n                                        \n                                                                \n                                        \n                    \n                </div>\n            </li>\n            </ul>\n        </nav>\n    </div>\n</header>\n\n","mobileMenuContent":"\n                                        <div id=\"mobileLoggedInSection\" class=\"d-none\">\n                        <div class=\"flex-grow-1 pad-xxl-lt\">\n                            <div class=\"d-flex flex-column justify-content-center align-items-center pad-xxl-lt\">\n                                <i data-grunticon-embed=\"\" class=\"wu-icon icon-0001_account wu-icon-heading__xl  granite-300\"></i>\n                                <div id=\"profileName\" class=\"font-body-reg white-space-nowrap text-granite-300 text-center mar-xs-tp\">\n                                                                    </div>\n                            </div>\n                        </div>\n                        <div class=\"flex-grow-1\">\n                            <a id=\"wu-mobile-logout-button\" href=\"\" class=\"d-block text-right nav-user-details white-space-nowrap text-action-light float-right pad-lg-horz font-body-reg\">\n                                                            </a>\n                        </div>\n                        <div class=\"wu-dividers wu-dividers--solid text-white-50\"></div>\n                    </div>\n                                                                <div id=\"mobileLogInRegisterSection\" class=\"d-flex d-none pad-xs-horz\">\n                            <div class=\"nav-item nav-item--button w-auto\">\n                                                            \n                            </div>\n                            <div class=\"w-50 pad-sm-all nav-item m-auto\">\n                                                            </div>\n                        </div>\n                                        <div class=\"wu-dividers wu-dividers--solid text-white-50\"></div>\n                    <ul class=\"nav-dropdown\">\n                                                    <li class=\"nav-item  pad-xs-all\">\n                                <a href=\"/global-service/track-transfer\" class=\"nav-item__link\">\n                                                                        <span class=\"nav-item__title font-body-xs white-space-nowrap\">Track a transfer</span>\n                                </a>\n                            </li>\n                                                                                <li class=\"nav-item  pad-xs-all\">\n                                <a href=\"/to/en/find-locations.html\" class=\"nav-item__link\">\n                                                                        <span class=\"nav-item__title font-body-xs white-space-nowrap\">Find Locations</span>\n                                </a>\n                            </li>\n                                                                                <li class=\"nav-item  pad-xs-all\">\n                                <a href=\"/to/en/frequently-asked-questions.html\" class=\"nav-item__link\">\n                                                                        <span class=\"nav-item__title font-body-xs white-space-nowrap\">Help</span>\n                                </a>\n                            </li>\n                                                                                <li class=\"nav-item  pad-xs-all\">\n                                <a href=\"/to/en/contact-us.html\" class=\"nav-item__link\">\n                                                                        <span class=\"nav-item__title font-body-xs white-space-nowrap\">Contact us</span>\n                                </a>\n                            </li>\n                                                     \n                                                        </ul>\n                ","footerMobileMenuContent":"\n                    <div class=\"wu-footer__accordion wu-footer__accordion--landing-page\">\n                        <div class=\"col wu-footer__accordion\">\n                            <div class=\"wu-footer__accordion__tabs\">\n                                                                    <div class=\"wu-footer__accordion__tabs__tab\">\n                                        <input type=\"checkbox\" class=\"wu-footer__accordion__tabs__tab--toggle\" id=\"chck-landing-footer-1\">\n                                        <label class=\"wu-footer__accordion__tabs__tab__label\" for=\"chck-landing-footer-1\">\n                                            <i data-grunticon-embed=\"\" class=\"wu-icon icon-0024_dropdown-more action-light mar-xs-rt\"></i>\n                                            <span class=\"font-body-sm text-inactive\">Tools </span>\n                                        </label>\n                                        <div class=\"wu-footer__accordion__tabs__tab__content\">\n                                                                                            <div class=\"d-block d-L-none \">\n                                                    <a href=\"/to/en/find-locations.html\" class=\"wu-action-link text-white font-body-sm footer-pad-bm\">Find locations </a>\n                                                </div>\n                                                                                            <div class=\"d-block d-L-none pad-xs-bm\">\n                                                    <a href=\"/global-service/track-transfer\" class=\"wu-action-link text-white font-body-sm \">Track a transfer</a>\n                                                </div>\n                                                                                    </div>\n                                    </div>\n                                                                    <div class=\"wu-footer__accordion__tabs__tab\">\n                                        <input type=\"checkbox\" class=\"wu-footer__accordion__tabs__tab--toggle\" id=\"chck-landing-footer-2\">\n                                        <label class=\"wu-footer__accordion__tabs__tab__label\" for=\"chck-landing-footer-2\">\n                                            <i data-grunticon-embed=\"\" class=\"wu-icon icon-0024_dropdown-more action-light mar-xs-rt\"></i>\n                                            <span class=\"font-body-sm text-inactive\">Quick links </span>\n                                        </label>\n                                        <div class=\"wu-footer__accordion__tabs__tab__content\">\n                                                                                            <div class=\"d-block d-L-none \">\n                                                    <a href=\"/to/en/frequently-asked-questions.html\" class=\"wu-action-link text-white font-body-sm footer-pad-bm\">FAQ</a>\n                                                </div>\n                                                                                            <div class=\"d-block d-L-none \">\n                                                    <a href=\"/to/en/contact-us.html\" class=\"wu-action-link text-white font-body-sm footer-pad-bm\">Contact us </a>\n                                                </div>\n                                                                                            <div class=\"d-block d-L-none pad-xs-bm\">\n                                                    <a href=\"/to/en/fraudawareness/fraud-home.html\" class=\"wu-action-link text-white font-body-sm \"> Fraud Awareness</a>\n                                                </div>\n                                                                                    </div>\n                                    </div>\n                                                                    <div class=\"wu-footer__accordion__tabs__tab\">\n                                        <input type=\"checkbox\" class=\"wu-footer__accordion__tabs__tab--toggle\" id=\"chck-landing-footer-3\">\n                                        <label class=\"wu-footer__accordion__tabs__tab__label\" for=\"chck-landing-footer-3\">\n                                            <i data-grunticon-embed=\"\" class=\"wu-icon icon-0024_dropdown-more action-light mar-xs-rt\"></i>\n                                            <span class=\"font-body-sm text-inactive\">Legal </span>\n                                        </label>\n                                        <div class=\"wu-footer__accordion__tabs__tab__content\">\n                                                                                            <div class=\"d-block d-L-none \">\n                                                    <a href=\"/global/en/privacy-statement.html\" target=\"_blank\" class=\"wu-action-link text-white font-body-sm footer-pad-bm\">Online Privacy Statement </a>\n                                                </div>\n                                                                                            <div class=\"d-block d-L-none \">\n                                                    <a href=\"/to/en/legal/intellectual-property.html\" class=\"wu-action-link text-white font-body-sm footer-pad-bm\"> Intellectual property </a>\n                                                </div>\n                                                                                            <div class=\"d-block d-L-none pad-xs-bm\">\n                                                    <a href=\"/to/en/legal/terms-conditions.html\" class=\"wu-action-link text-white font-body-sm \"> Terms &amp; conditions </a>\n                                                </div>\n                                                                                    </div>\n                                    </div>\n                                                            </div>\n                        </div>\n                    </div>\n                ","pageCSS":["/staticassets/R23-01.05.0/css/2544a32445df76323cf2331b135999f9.css","/staticassets/R23-01.05.0/css/b8c65d5127858028f9a3e79e6fe67b59.css","/staticassets/R23-01.05.0/css/89d267af147724c7161505dd182a6b49.css","/staticassets/R23-01.05.0/css/f62b3ce90d98d9e31d3bc1ce44bf8d96.css"],"mainWuPlusCss":false,"wudsIconsCSS":"/staticassets/R23-01.05.0/css/wuds.icons.min.css","dataCountryThemeSetting":{"nodes":[{"countryThemeSettings":{"footer":{"copyright":"© {current_years} Western Union Holdings, Inc. All Rights Reserved"},"mParticle":{"stateMParticle":"r3mparticle"},"appBanner":{"description":null,"downloadButtonText":null,"fieldGroupName":"app_banner","smartLink":null,"title":null}},"languageCountryThemeSetting":{"languageCountryThemeSettings":null}}]},"datathemeSetting":{"switches":{"data":"{'countryListForSelfieKycEnabled':'SG,AR','cloudPricingEnabledCountries':'US,GB,FR,DE,IT,NL,SE,AU,DK,FI,HK,ES,IE,NO,MT,NZ,PT,PL,CA,AT,SI,BE,LT,CH,MY,LV,EE,JP,CY,SK,LU,SG,IN,LI,BR','StatesRequiredRetailFeeInquiry':'price-estimator,sendmoneyoption','exceptionsForDisabledRecceiverCorridor':'US-CU','CountriesWithTypeaheadSearchDisabled':'N','decode':'true','encode':'false','countriesListForMobileWalletEnabled':'SN,GH,CD,CM,NG,UG,CI,FJ,KE,BD,MW,MZ,ET,ZM,BI,KH','GTDV3EnabledCountries':'US,GB,US-KROGER','nudata':'false','pwmbPayment':'true','cookieBucketingEnabled':'GB,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,HU,IE,IT,LV,LI,LT,LU,NL,NO,PL,PT,RO,SK,SI,ES,SE,CH','PriceQuoteCountryList':'GB,MY,RU,IN,JP,SG,AT,DK,SK,FI,CY,IE,NO,RO,BG,HR,HU,CZ,IS,AR','isFMASDQ':'true','allowExchangeRateLightbox':'true','isSTARSAPIEnabled':'true','CountriesWithRetailCustomerProfileCallDisabled':'US,US-KROGER','disabledReceivingCountries':'CU','pricingPartnerId':'R3WEB9Z00','RAFCountryList':'GB,DE','siftScience':'true','EnableOneTrustAutoBlock':'false','RetailSMVDelayForDocUpload':'15000','hyperbandCountries':'HK,US,GB,FR,DE','threatMetrix':'true','hideMIMBanksIFSC':'true','countriesEligibleForRecvIntlConfig':'MX','countryListForDigitalNameChange':'US','countriesListForD2cPayoutEnabled':'TH','countryListForNameChange':'US','multipleSpaces':'true','EnableAudioEyeLib':'true','CountriesWithOneTrustBanner':'US,BY,KZ,MD,UA','adobeLaunch':'true','ismParticleEnabled':'true','signUpOverlayEnabledCountries':'US,FR','countryListForCancel':'','ReceiverNameFormatChangeEnabled':'true','CountriesForCollectIdNonIntlSubmit':'US,GB,CA,MY,FR,DE,HK,SG,AT,IT,BE,PT,IE,PL,LU,CH,LT,CY,AR','isIATEnabled':'true','countryListForRetailCancel':'US','PerformanceHorizonAPIEnabled':'enabled','countryListForC2B':'IN','countryListForIAT':'US,CA,MX,TH,BR','dtmTags':'true','pareschar':'+','CountriesListForAe':'US','countriesWithProgressiveSmoEnabled':'','evergageEnabledAppBannerCountries':'US','signUpLeadEnableCountries':'US,FR','GDPRCountries':'BY,KZ,MD,UA'}"}},"smoConfigJs":false,"minified_native_js":"206d2f20692726bcd5d64322196ae133.js","ANALYTIC_OPTIONS":{"environment":"production","isGDPRCountry":false,"analytics":{"lodash":{"url":"/staticassets/R23-01.05.0/scripts/vendors/lodash.custom.min.js","async":true},"md5":{"url":"/staticassets/R23-01.05.0/scripts/vendors/md5.min.js","async":true,"onDCL":true},"WuDataEventCapture":{"url":"/staticassets/R23-01.05.0/scripts/vendors/WUAnalyticEventCapture.js","async":true,"onDCL":true},"evergage":{"url":"https://cdn.evergage.com/beacon/westernunion/${country}_${env}_web_responsive/scripts/evergage.min.js","async":true,"onDCL":true},"amplitude":{"otCategory":"C0002","url":"https://cdn.amplitude.com/libs/amplitude-4.4.0-min.gz.js","apiKey":"4aec879ef8bf1823486c4338537ec441","async":true,"dependencies":{"WUDistDataAccess":{"url":"/staticassets/R23-01.05.0/scripts/vendors/wuDataAccess.min.js","defer":false,"async":true}}},"adobeLaunch":{"url":"https://assets.adobedtm.com/launch-EN0655178b63a1496ab02060384481db37.min.js","async":true},"audioEye":{"url":"https://ws.audioeye.com/ae.js","async":true,"isValidCountry":false,"countryList":["US","CA"]},"branchIo":{"otCategory":"C0002","url":"https://cdn.branch.io/branch-latest.min.js","apiKey":"key_live_eaeHYdsFTWam0CLodWJ6SjlcxugvlRh2","async":true,"isValidCountry":false,"countryList":["US"]},"mParticle":{"config":{"prod_key":"us1-d3c3f9d925e81f44bfa4b45141e08492","non_prod_key":"us1-d3c3f9d925e81f44bfa4b45141e08492","r3_prod_key":"us1-fdd5f1abc3a1f3499fd53e18a790704f","r3_non_prod_key":"us1-fdd5f1abc3a1f3499fd53e18a790704f"},"dependencies":{"WUDistDataAccess":{"url":"/staticassets/R23-01.05.0/scripts/vendors/wuDataAccess.min.js","defer":false,"async":true}}}}},"componentWiseMainJs":"/staticassets/R23-01.05.0/scripts/f59c34ea02639bfc57a22b0ed8692938.js"}