Send money to China

Transfer money directly to a bank account3 in China or for convenient pick-up in cash.

    Send to
    PLN

    FX: 1.00 PLN =

    Fee:

    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”.
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    We encrypt your transfers

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    You can track your money transfers in real time

    Options for sending money to China

    It’s quick and easy to transfer money to China. Fund your transfer by using your credit or debit card (Visa®, Visa Electron®, MasterCard®, Maestro®) or cash, simply choose below to get started.

    How does your receiver want their money?

    Your money transfer will arrive in China in minutes2, ask your receiver what’s most convenient for them.

    Bank account

    Send money to a bank account3 in China.

    Send money

    Cash pick up

    Send to any agent location in China in minutes.

    Send money

    Send money to qualifying Chinese bank accounts3

    If you and your receiver are not both Chinese nationals, as the sender you will need to provide a detailed Purpose of Transaction. This also applies when you send money to yourself, or to Hong Kong and Macau.

    How to receive cash in China?

    At an agent location

    Receive money at our agent location

     

    Visit a Western Union agent location.
    Provide your sender’s details. This includes your sender’s name, the amount sent and the Money Transfer Control Number (MTCN).
    Show proof of identity. Make sure to bring a valid government-issued photo ID.
    Receive the money. The money will be available to you after your details have been verified.

    At a bank

    Receive money at a bank location

     

    If the receiver is not a Chinese national, they may be required to provide supporting documentation to confirm the selected Purpose of Transaction.
    In China, a bank account may be required by the bank for collecting money in cash. Account opening requirements may vary in agent provincial branches due to local regulations. Please consult agents for more details before collecting money.
    Bank account is required at:
    Bank of China. Foreign currency bank account is required for USD and EUR payout if accumulated payout amount is over USD1,000 or equivalent per person/per day.
    Postal Savings Bank of China and China Construction Bank. For USD/EUR payout.
    China Minsheng Bank, Bank of Jilin and Fujian Haixia Bank. For USD payout.
    Shanghai Pudong Development Bank Shanghai branches.

    Download our app

    Get the Western Union® app and enjoy easy repeat money transfers to China.

    Check currency exchange rates from PLN to RMB.

    Track your transfers on-the-go!

    Find out more
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    Rating as of 31 October, 2023.

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    Rating as of 31 October, 2023.

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    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

    3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first-time receiver may be delayed until WU receives additional required information from the account holder. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.