Fraud Awareness Videos
Scammers are constantly changing their tactics. But understanding their techniques will help protect you against them. Different kinds of scams seem to lure different types of people. The best defense is awareness and education—so you can spot the warning signs. We created various fraud videos that describe the most common scam types and provide valuable tips for the consumer to use to help protect themselves from falling victim.
The Grandparent Scam
Imagine being woken by a phone call in the middle of the night. It's your crying "grandchild", who is asking for money because of an accident. Of course you want to help your loved one, so you do whatever you can in this emergency situation.
The Internet Purchase Scam
People looking to unload a used couch, electronics, or even a used car look to online classifieds. They’re easy to use and give sellers the opportunity to connect with lots of potential buyers. Sellers need to beware because imposter buyers troll these sites looking for victims they can lure in with a counterfeit check. The scammer tells the seller to deposit the check and wire back any excess money using a money transfer company. Roles can also be reversed where con artists prey on buyers who bid on items using an online auction website or service. The money is sent but the buyer never receives the goods.
The Advanced Fee / Prepayment Scam
Financially strapped people looking for quick cash is common. Unfortunately, thieves looking for scam victims are common too. The advanced fee scam has scammers posing as representatives from phony companies, using authentic-looking documents, emails and websites to appear legitimate, luring victims into paying money in anticipation of receiving something of greater value – such as a loan, contract, investment, grant or gift - and then receives little or nothing in return. Be skeptical of any offer where you have to pay money up front.
The Lottery / Prize Scam
It’s tempting to play a foreign lottery, especially when you hear you have better odds playing overseas. But playing a foreign lottery is illegal and can result in a scam. The lottery scam involves scammers contacting people and telling them they’ve won money or prizes in a sweepstakes or lottery but need to send money to pay for processing fees or taxes to receive their winnings.
The Online Relationship Scam
You meet on the internet. Then the “relationship” progresses; you email, talk on the phone and trade pictures. Finally, you make plans to meet and even make marriage plans. As the relationship gets stronger, the requests start to change. They ask you to wire them money; needs bus fare to visit a sick uncle. The first transfer is small but the requests keep coming and growing- their daughter needs emergency surgery, they need airfare to come for a visit, etc. The payback promises are empty; the money’s gone and so are they.
The Employment Scam
Consumer frauds targeting job seekers flourish, particularly online, during tough economic times. They generally start with a too-good-to-be-true offer -work from home and earn thousands of dollars a month, no experience needed- and end with consumers out of a ‘job’ and out of money. Be skeptical of any job offer where you have to pay money up front.