• Receiver
  • Payment
  • Review
  • Receipt

Be sure everything
is as it seems

Fraud questions and answers

Knowledge can protect you. You work hard for your money and you want a company you can rely on when it comes to sending your money to friends and family. That’s why we want to help you protect yourself from fraud.



Q: What should I do if I think I’ve been scammed?

Call our fraud hotline at 900 901 375 immediately. If you’ve sent funds but they haven’t yet been paid out to the receiver, you may be able to stop the transfer.


Q: What happens when I file a fraud complaint?

After you file a complaint with our fraud department at 900 901 375 or using our online fraud complaint form, contact your local law enforcement agency. Western Union works directly with law enforcement at their request.

We work frequently with police organizations around the world but it’s important to note that our role is not law enforcement and there are inherent dangers to both our agents and customers in trying to catch criminals. Because of this, and the fact that receivers can pick up funds anytime, from a broad number of locations, we cooperate with law enforcement agencies to help in the investigation and prosecution of people who take advantage of our services to commit fraud.


Q: Will Western Union refund my money?

If you’ve transferred money and the money hasn’t yet been picked up, call our fraud hotline at 900 901 375 to stop the transfer.

If the funds haven’t been picked up by the receiver, you’ll get a full refund, including the transfer fee.

If your money has been picked up by the receiver and you suspect you are a victim of fraud, we encourage you to file an official fraud complaint with Western Union and to report your situation to law enforcement.

All reported cases to Western Union will be reviewed to determine if a refund will be permitted. We work very hard to identify fraudulent transfers and keep them from going through our systems, but scammers are savvy, and their tactics change constantly. The best way to stop fraud is to learn how to identify fraudsters and scams.


Q: What is Western Union doing to prevent fraud?

We’re committed to keeping our customers from losing their hard-earned money to con artists. That’s why we’ve implemented dozens of ways to stop that from happening, including:

  • Automated fraud warning
  • Fraud prevention information provided to our retail agent locations
  • Fraud prevention tips and resources at www.wu.com/fraudawarenessFacebook, and Twitter
  • Appearances and speaking opportunities at fraud prevention industry events, including senior expos, where we share information and tips to help people detect and protect themselves from scams


Q: What should I do with a spam email referring to Western Union?

Please forward the original email to spoof@westernunion.com. Please note that this won’t file a complaint. If you believe you’re a victim of fraud, call our fraud hotline and report the crime, then file a complaint with your local law enforcement agency.

Also, we encourage you to share information about scams and phishing emails with your friends and family. Word-of-mouth is a powerful way to spread the word about common scams. If you’re receiving unsolicited phishing emails, others probably are too.


Q: What are the most common scams?

Scams can take many forms, and criminals are constantly changing their tactics to stay one step ahead. Learn more about types of fraud.


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