To comply with regulatory requirements set by the Singapore Government, all financial institutions, including Western Union, are required to collect additional identity information to know their users better. Additionally, when we understand who is sending and receiving money, we can help protect that money from being used for illegal activities.
Depending on your transaction amount, type, and location, some or all of the following may be required:
Sometimes local or global rules and regulations require us to collect additional information from people sending money online or at an agent location. These requirements are based on transfer amounts, receiver’s country, and other factors.
More details are provided in our privacy statement or in the terms and conditions on your money transfer receipt.
Western Union takes the privacy and protection of user information very seriously. Your information will be kept in Western Union’s secure databases and used only as permitted by personal data protection law and the terms on which that information was collected. We also use encryption and other technologies to protect the information collected from you.
Western Union indicates how we use your personal information in our money transfer terms and conditions. This information is available on the form or receipt that you receive and sign when you send or receive money. You can also find details in our online privacy statement. If you have any further questions, please contact us using the personal information section of the terms and conditions or via the Contact Us section.
* Proof of address documents must have been issued within the last 3 months and sent to you at your home address.
You can upload the documents online at upload.wu.com or you can take them to an agent location. Always use your full name as it appears in your documents.
Yes. Requirements are different for online and in-person transactions.
Depending on the location and service type, we may be required to collect additional information. Western Union complies with all regulatory standards.
Occasionally, money transfers get rejected. If you are eligible for a refund, you will need to go to an agent location.
Western Union is required to comply with regulatory requirements and internal policies. Without additional information, you will not be allowed to send or receive money.
You can access the Estonian regulations for Record Keeping and Client Identification for Money Services Businesses online.
For more information about this process & questions about online transactions, please contact us:
•In Estonia call 800 11105 (Monday to Sunday 9 am to 9 pm)
•Outside of Estonia call +32-2-6438870
Contact us by Mail:
J. Balcikonio Str 3, Vilnius, Lithuania LT-0824
Contact us by Email: