SEPA pricing

Send money online to SEPA countries with new transfer fees.

Online or on the go with the Western Union app.

Revised transfer fees are available since 8 January 2017 when paying with your credit card, with cash pickup in minutes** from Germany to these countries:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, French Guiana, Guadeloupe, Martinique and St. Barthelme.



Online and Mobile

Sending via your Bank account – to a bank account - from a 1.90 EUR transfer fee*.


Sending via your Bank account – receiving by cash pick up in minutes** - for 5.00 EUR fixed transfer fee*.


Sending by credit card – to a bank account** - from a 1.90 EUR transfer fee*.


Sending by credit card – receiving by cash pickup in minutes** - from a 4.50 EUR transfer fee*.



Send cash with the WU App

Now from 3,90 EUR transfer fee. Start your transfer in the app. Pay in cash at a WU location.



Agent location

Sending cash - picking up in cash in minutes** - from a 4.90 EUR transfer fee*.


Sending cash - to a bank account** - for a fixed 5 EUR transfer fee* - for any amount you send.




How do I send money online and mobile?


Download the WU App

Log in or register for free, in the WU App or at

Choose the receiver's country and the amount you wish to send.

Enter the receiver’s information.

Choose your payment method and confirm payment.

With the WU app, you can now also pay in cash.

Receive confirmation email and share the tracking number (MTCN) with your receiver and no one else.




Why choose Western Union?


More than 145 years of trusted service and experience.

You can pay conveniently with your bank account.

You can pay with your credit or debit card (Visa®, Visa Electron®, MasterCard®, Maestro®, Visa Cartes Bleue®)

You can use the WU App to also pay in cash at a WU location

Cash pickup available in minutes** at more than 500.000 WU locations worldwide***

Locked-in exchange rates**** with no hidden fees for the receiver.

Send up to 5.000 EUR online as soon as we confirm your identity.



Sign up for MyWU and save!

As a MyWU member, you receive points for every money transfer. Redeem your points on and get discounts on your future transfers or use them for other rewards.




Get our WU mobile app. It’s fast and free to download.

Get it for AndroidTM Google Play App and iOS iOS App




* Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

** Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options.  Additional Restrictions may apply.  See terms for details.

*** Agent location count valid as of 31 December 2016

**** Due to local restrictions, in some countries exchange rates can only be fixed on receive.