Availability of Service depends on selected Service conditions including amount sent, destination country, currency availability, regulatory issues, identification requirements and location hours. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination, country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For To a Bank transfers, bank participation and bank hours of operation, including local and bank holidays, and bank rules concerning availability of funds (collectively, "Restrictions"). To a Bank transfers will generally be credited to qualifying bank accounts at destination banks within five banking days after the money is sent, subject to Restrictions. Transactions: (i) that exceed certain amounts; (ii) to certain destinations; (iii) that implicate certain regulatory issues; or (iv) sent through delayed options may take longer, be subject to limits or be subject to additional Restrictions. Additional restrictions may apply. See Send form for details.