Frequently Asked Questions
Send money online
You can send money online to a Western Union location for cash pickup, directly to your receiver's bank account, or to your receiver's mobile phone. After you've chosen your destination country, you'll see the types of services available.
Learn more about how to send money online.
Here are a few ways you can send money online using Western Union:
- Money in minutes:
If your money is needed within minutes, you can send online using your credit or debit card. Receivers can pick up cash at Western Union locations worldwide, depending on the hours of operation at that location.
If your receiver lives in a country where we offer mobile money transfer, you can send money to their mobile phone in minutes. Make sure your receiver has activated a mobile wallet with one of our partner mobile operators in their country.
- Money available in 1 or 2 days:
If you send money to a bank account, your money's generally available in 1 or 2 days, depending on your receiver's country. Learn more about sending money to a bank account.
You can always pay with a Visa® or Mastercard® credit card. In some countries, you can pay with debit cards or bank transfer.
Payment options offered for your country:
- Visa, MasterCard, Maestro and Visa Electron
- Bank transfer with Faster Payments and SOFORT banking
This service is available for certain countries. Usually, money is deposited into the receiver's bank account in 1 or 2 business days. Money may be deposited the same day or in as many as 3 business days, depending on when and where it's sent.
After you send money, ask your receiver to contact their bank or check their bank statement to verify the deposit.
Learn more about sending to a bank account.
How do I send money to a mobile phone?
If your receiver lives in a country where we offer this service, you can send money to their mobile phone—so they can get their money even more quickly and easily. Make sure your receiver has activated a mobile wallet with one of our partner mobile operators in their country.
If you send online only occasionally, you can send up to 800 GBP within a 12-month period before we ask you to confirm your identity.
If you plan to send money regularly using wu.com, we will need to verify your identity. After that is finished, your send limit will increase to 4,000 GBP per transfer.
Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.
Verified by Visa® and MasterCard SecureCode® help prevent unauthorized online use of cards. These services use personal passwords or identity information and are available for most cards from participating financial institutions.
Once your card is activated, your card number will be recognized whenever it's used at participating online stores. A window will automatically appear, and your card issuer will ask for your password. You'll enter your password to verify your identity and complete your purchase.
If you haven't activated Verified by Visa® or MasterCard SecureCode,® your card can still be used on our site.
Your online receipt will show whether your transfer was approved. If we need more information before we can complete it, you'll be asked to call us. When the transfer's complete, you'll get an email with your tracking number (MTCN).