Everything You Need to Know About Using Prepaid Cards with Western Union

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Love to travel? If you’re a jet-setter, globetrotter, or avid wanderer, , are a convenient  way to take your money on the go.

What’s a Prepaid  card, you ask?

How It Works

Prepaid cards are not credit cards – they are  cards that you load funds onto, from a payroll direct deposit, government benefit payment (such as Social Security, SSI, or SSDI), Western Union Money Transfer®, or even tax refund.

In addition to direct deposits, the Western Union NetSpend prepaid card allows you to transfer money online from a bank account right onto your prepaid card, or reload it in person at any one of 130,000 reload locations across the U.S. in the NetSpend Reload Network.

Why It Works

The Western Union® NetSpend®  prepaid card is  fantastic for people on the move… There is no minimum balance required, and there are or interest payments because it’s not a credit card.

Also, if you use direct deposit for your paychecks, you can have access to those funds , allowing you even more freedom!

African American woman using a laptop in her living room - Black people
African American woman using a laptop in her living room – Black people

How to Use

You can use your Western Union® NetSpend® Prepaidcard wherever MasterCard is accepted, in millions of businesses worldwide.

The NetSpend online account center, mobile app, and Anytime Alerts allow you to create a budget and track your spending so you’re always in control.

We know how important sending and receiving money is, especially when you’re far away from your loved ones. That’s why we give you all the options you need to share your love when it’s convenient for you.

If you’re on-the-go, it’s a no brainer -the Western Union NetSpend Prepaid card gives you the freedom you crave. today!


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  • Sharity Dougherty

    I have a question. Can two people be on the same account to receive benefits from social security and one of the people is a representative payee?? Please let me know real soon

    • clarissaandresbarrenechea

      Thank you, Sharity, and apologies for any delay. For further questions about the particulars of this card. Please do send and an email to the following address, explaining your concern: social@wunetspendprepaid.com and we will make sure this is addressed. You may also us call toll-free and/or get in touch with us at the following:

      1-800-214-5483 (between 8AM-10PM CT, Monday through Friday and 8AM-8PM CT, Saturday and Sunday;

      customerservice@wunetspendprepaid.com; or

      via our Mailing Address:

      NetSpend Corporation
      PO Box 2136
      Austin, TX 78768-2136

      Fax: (512) 857-0263

      We hope this information helps and a great day ahead of you :-)!