In light of the recent legislation that makes it difficult for credit card issuers to charge large fees to consumers, some credit card companies are changing their policies to entice regular shoppers with rewards. and other benefits, according to New York Daily News.

"Credit card companies are trying to get high spenders with high credit scores, and they're using rewards. programs to entice those people," Ben Woolsey, marketing and consumer research director at CreditCards.com, told the news source. "Rewards are kind of glue in terms of keeping the customers engaged and using the card, which makes it profitable for the bank."

For those who plan on taking advantage of these credit card deals, the website advises offers that have the lowest APR percentages. This will help save more money in the long run.

However, those who don't have good credit scores or are trying to get out from under their debt should focus on eliminating credit cards as a form of payment. MSNBC suggests cutting up a credit card and calling your creditors to ask for lower rates.