According to new research from Bright Grey, an insurance agency, one in three adults in the United Kingdom are paying for vacation expenses through credit cards or other methods, according to MoneyHighStreet.com.

On average, the traveler will borrow around $1,800 to pay for a trip, with 58 percent saying that they are aware they will not be able to pay it off immediately. Additionally, 13 percent of those who participated in the study said that they take an annual vacation, whether or not it fits into their budget, News.Sky.Com reported.

"Getting away on holiday can be a high point of the year for many people," Roger Edwards, proposition director at Bright Grey, told the source. "However, with one in three borrowing to pay for their getaway, it is important to make sure they don't end up with a financial holiday hangover on their return."

According to MSNBC, it's important for those with a lot of debt to focus their efforts on minimizing the amount of money they owe. One way to prevent large amounts of credit card debt is to avoid using plastic to make purchases altogether. Particularly when shopping online, some consumers may want to use money from a checking account to pay for items.